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30results about How to "Meet transaction needs" patented technology

Non-contact payment method, system and mobile terminal based on electronic wallet

The invention discloses a non-contact payment method, system and mobile terminal based on an electronic wallet. The method comprises the following steps: a point-of-sale (POS) terminal reads single-time consumption limit information stored in a mobile terminal, receives a payment request and identifies whether the consumption sum is greater than the single-time consumption limit, wherein the payment request includes the consumption sum information; if the consumption sum is not greater than the single-time consumption limit, the POS terminal interacts with a user identification module and performs transaction processing in accordance with the payment request; if the consumption sum is greater than the single-time consumption limit, the POS terminal produces and outputs a prompting message of inputting the payment password; the POS terminal receives the payment password and transmits a password verification request to the user identification module, wherein the password verification request includes the received payment password; and the user identification module verifies the payment password in the password verification request, interacts with the POS terminal after the payment password passes the verification and performs transaction processing in accordance with the payment request. Based on the condition that consumption based on the electronic wallet can meet small-payment transaction demands, the embodiment of the invention can effectively ensure the safety of the large payment.
Owner:CHINA TELECOM CORP LTD

Credible digital asset transaction method

InactiveCN108009810AEliminate the risk of obtaining ledger dataOvercoming inherent problems such as insider tradingDigital data protectionPayment protocolsTransactions per secondDigital asset
The invention is a credible digital asset transaction method including that 1) a user submits a transaction request to an exchange, wherein the transaction request information is signed by using a private key; 2) the exchange verifies the transaction request signature, and processes the transaction request; 3) the exchange submits the Hash value of each transaction that occurs in each second through a mutual-verification signature interface; 4) a mutual-verification signature module returns the signature of each transaction to the exchange; 5) the exchange returns a transaction credible credential, including transaction details and transaction signature, to the user; 6) the user inquires the transaction of the mutual-verification signature module based on the credible credential; 7) The mutual-verification signature module returns the block height information of a storage record corresponding to the transaction signature. The credible digital asset transaction infrastructure of the present invention can meet the transaction requirements for billions of transactions per second, eliminates a risk of obtaining the ledger data after cracking an encryption algorithm, overcomes the inherent problems of insider trading existing in a centralized transaction, and prevents the user transaction request from being tampered with by a third party.
Owner:光载无限(北京)科技有限公司

Self-service transaction terminal, front equipment and self-service terminal system

ActiveCN103679967AMeet the needs of comprehensive business transactionsMeet transaction needsComplete banking machinesFinanceData processing systemUser input
The invention discloses a self-service transaction terminal, front equipment and a self-service terminal system. The self-service transaction terminal is used for transmitting a transaction request in user input information to the transaction terminal front equipment through a communication module, and displaying service transaction information fed back by the transaction terminal front equipment on a touch screen display; the transaction terminal front equipment is used for processing business transaction data in the transaction information according to the service transaction information stored in a data storage device of the self-service transaction terminal after receiving the transaction request transmitted by the self-service transaction terminal, and transmitting client transaction data in the transaction information to a data processing system; the data processing system is used for processing the transaction data according to client information stored in a transaction data storage device after receiving the client transaction data transmitted by the transaction terminal front equipment. By adopting the self-service transaction terminal, the front equipment and the self-service terminal system, the requirement of comprehensive business transaction can be met, and interaction with a client can be realized.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Method for implementing electric power transaction based on electric power transaction platform

The invention relates to the technical field of an electric power transaction platform, and provides a method for implementing an electric power transaction based on an electric power transaction platform. The method comprises the steps that an electric power transaction server receives an electric power transaction request of an electric power enterprise terminal or a power utilization enterprise terminal; a supervision center server processes the electric power transaction request and generates an electronic transaction contract and information publish authority passing information; the electric power transaction server parses the electric power transaction request, acquires transaction information parameters and generates and publishes electric power transaction information; the electric power transaction server receives transaction confirmation request information sent by the power utilization enterprise terminal and the electric power enterprise terminal and controls the power utilization enterprise terminal and the electric power enterprise terminal to complete signing of the electronic transaction contract and corresponding expense settlement; and the electric power enterprise terminal is controlled to generate an instruction for transmitting electric power to a user enterprise corresponding to the power utilization enterprise terminal, thereby realizing intelligent electric power transaction, meeting transaction requirements of electric power enterprises and the power utilization enterprises, and conforming to development requirements of electric power system reform.
Owner:TAIAN POWER SUPPLY CO OF STATE GRID SHANDONG ELECTRIC POWER CO +1

Article transaction management system and method based on block chain

The invention provides an article transaction management system and method based on a block chain. The system comprises a server and a plurality of nodes; after the two nodes complete one transaction,the server generates a to-be-recorded block for recording the transaction; transaction information of the transaction is recorded in a block main body of the to-be-recorded block, wherein the transaction information comprises the intimacy between the nodes participating in the transaction, and the block hash value of the to-be-recorded block and the block hash value of the tail end block of the block chain are written into the block head of the to-be-recorded block, so that the to-be-recorded block is connected to the block chain, and each node can query the transaction information in the block chain by using the block hash value. According to the scheme, the server can record the transaction information acquired from the nodes in the block chain and provide the transaction information for the user for query, so that the user can solve disputes about article transaction based on the transaction information recorded in the block chain and the intimacy between the nodes of the residualwall transaction during transaction, and the article transaction requirements of the user are met.
Owner:GUANGDONG UNIV OF TECH

On-chain asset transfer system and method through off-chain settlement

The invention discloses an on-chain asset transfer system and method through off-chain settlement, and relates to the technical field of digital assets. One specific embodiment of the system comprises: a transfer party asset application terminal system generating an on-chain asset transfer instruction, and then sending the on-chain asset transfer instruction with a transfer party signature to an asset account book system; the asset account book system executing a first intelligent contract contained in transferred asset information of the on-chain asset transfer instruction to generate to-be-transferred asset information; the receiver asset application terminal system generating a to-be-transferred asset transfer instruction on the first chain, and then sending the to-be-transferred assettransfer instruction on the first chain with the receiver signature to the asset account book system; and the asset account book system executing a second intelligent contract contained in the to-be-transferred asset information of the to-be-transferred asset transfer instruction on the first chain to generate transferred asset information. According to the embodiment, the complete transaction process of on-chain asset transfer and off-chain payment is realized based on the intelligent contract, and the transaction risk is reduced.
Owner:孟江华

Power market multi-element subject flexible energy block bidding transaction system and method

The invention relates to a power market multi-element subject flexible energy block bidding transaction system and method. The system comprises a login authentication module, a data entry module, a first processing module, a second processing module, a third processing module, a data verification module and an output module. The login authentication module is used for self-identity confirmation ofthe electricity market main body and selection of an electricity transaction declaration mode; the data input module is used for inputting electricity price, electric quantity and corresponding timeinformation; the three processing modules carry out matching under different modes, the data verification module receives matching results obtained by the processing modules and carries out safety verification, and the output module outputs final electricity market main body electricity quantity and electricity price transaction results. According to the invention, the electric power transaction declaration mode is divided into different modes according to the types of the energy blocks, thereby achieving the high-efficiency matching of the declarated electric quantity of various types of flexible subjects, meeting the transaction demands of diversified market subjects, enabling the electric power transaction process to be more autonomous and fair, and enabling the market vitality to be fully stimulated.
Owner:NORTH CHINA ELECTRIC POWER UNIV (BAODING) +1

On-chain asset pledge financing system and method through off-chain settlement

The invention discloses an on-chain asset pledge financing system and method based on off-chain settlement, and relates to the technical field of digital assets. One specific embodiment of the systemcomprises the following steps: a borrowing party asset application terminal system generates an on-chain asset pledge instruction, and sends the on-chain asset pledge instruction with a borrowing party signature to an asset account book system; the asset account book system executes a first intelligent contract contained in the pledged asset information of the on-chain asset pledge instruction togenerate to-be-pledged asset information; the lender asset application terminal system generates a first chain to-be-pledged asset pledge instruction, and sends the first chain to-be-pledged asset pledge instruction with the lender signature to the asset account book system; and the asset account book system executes a second intelligent contract contained in the to-be-pledged asset information ofthe to-be-pledged asset pledge instruction on the first chain to generate pledge asset information. According to the embodiment, the complete transaction process of online asset pledge and offline financing payment is realized based on the intelligent contract, and the transaction risk is reduced.
Owner:孟江华

Transaction method based on credit guarantee, transaction creation method and related hardware

The embodiment of the invention provides a transaction method based on credit guarantee, a transaction creation method and related hardware. The method comprises: a transaction application generatingan electronic receipt of a to-be-executed target transaction, and the electronic receipt compriing constraint terms needing to be performed on the target transaction by a first transaction party of the target transaction; the transaction application uploading the electronic document of the target transaction to a credit assessment mechanism to reserve a certificate, wherein the credit assessment mechanism records a credit quantized value of the first transaction party; and the transaction application sending the performance state of the first transaction party for the electronic document to the credit evaluation mechanism after the target transaction is completed; and the credit assessment mechanism performing credit assessment on the first transaction party based on the electronic document with the certificate left and the received performance state of the first transaction party for the electronic document so as to update the credit quantized value of the first transaction party.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

Self-service transaction terminal, front-end equipment, self-service terminal system

ActiveCN103679967BMeet the needs of comprehensive business transactionsMeet transaction needsComplete banking machinesFinanceData processing systemUser input
The invention discloses a self-service transaction terminal, front equipment and a self-service terminal system. The self-service transaction terminal is used for transmitting a transaction request in user input information to the transaction terminal front equipment through a communication module, and displaying service transaction information fed back by the transaction terminal front equipment on a touch screen display; the transaction terminal front equipment is used for processing business transaction data in the transaction information according to the service transaction information stored in a data storage device of the self-service transaction terminal after receiving the transaction request transmitted by the self-service transaction terminal, and transmitting client transaction data in the transaction information to a data processing system; the data processing system is used for processing the transaction data according to client information stored in a transaction data storage device after receiving the client transaction data transmitted by the transaction terminal front equipment. By adopting the self-service transaction terminal, the front equipment and the self-service terminal system, the requirement of comprehensive business transaction can be met, and interaction with a client can be realized.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Electric power transaction cloud platform and market transaction intelligent matching method based on cloud platform

The invention relates to a market transaction intelligent matching method based on a cloud platform. The method comprises the steps that a power market production and consumption user publishes own power demand information; responding to the power supply and demand difference in the system is conducted: a power utilization plan is changed and the power responding to the power supply and demand difference is reported by the sensitive production and elimination user in combination with the self-load power utilization condition; the electricity market production and consumption user automaticallypurchases electricity from a power supply company: when the power demand response time is up and the power supply and demand still do not reach the balance, electricity is purchased according to a relatively low electricity price; and the transaction time is ended, and the transaction result is cleared by the power transaction cloud platform: authenticating is conducted by all production and consumption users, transaction settlement is conducted on the transaction result passing the authentication, distributed storage is conducted on data generated in the transaction process, and the data arecounted into a cloud platform historical database. According to the invention, a flexible power retail market mechanism is designed, the matching degree of real-time transaction is improved, and thetransaction requirements of the power market increasingly tending to have high flexibility and high competitive characteristics are met.
Owner:STATE GRID LIAONING ELECTRIC POWER RES INST +2

ATM transaction method and system supporting digital currency, terminal and medium

The invention discloses an ATM transaction method and system supporting digital currency, a terminal and a medium. The method comprises the steps of detecting a connection state between an ATM and a bank system, and if the connection state is an offline state, obtaining wallet information and financial transaction information of a personal hardware wallet of a user; judging whether the wallet information meets a preset information requirement or not, and if the wallet information meets the preset information requirement, executing financial transaction operation on the digital currency in the personal hardware wallet according to the financial transaction information; and recording financial transaction information and financial transaction operation, uploading the financial transaction information to the bank transaction system when the connection state is a connection state, and executing financial execution operation corresponding to the financial transaction operation on a transaction account matched with the wallet information in the bank transaction system. According to the invention, the ATM can still execute financial transaction operation in an off-line state, and can still meet the transaction demand of a user in an off-line state.
Owner:THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST +1

A System and Method for Multi-subject Flexible Energy Block Bidding Trading in Electricity Market

The present invention relates to a flexible energy block bidding transaction system and method for multi-subjects in the electric power market. The system includes: a login authentication module, a data entry module, a first processing module, a second processing module, a third processing module, and a data verification module and output module; the login authentication module is used to confirm the self-identity of the main body of the electricity market and select the power transaction declaration mode; the data entry module is used to enter the electricity price, electricity and corresponding time information; the three processing modules carry out matching and matching in different modes, and the data The verification module accepts the matching results obtained by each processing module and checks them safely, and the output module outputs the final transaction results of the electricity quantity and electricity price of each main body in the electricity market. According to the types of energy blocks, the present invention divides the power transaction reporting modes into different modes, realizes the efficient matching of the power declared by various flexible subjects, satisfies the transaction needs of diversified market subjects, makes the power transaction process more autonomous and fair, and fully activates the market excitation.
Owner:NORTH CHINA ELECTRIC POWER UNIV (BAODING) +1

Contactless payment method and system based on electronic wallet, mobile terminal

The invention discloses a non-contact payment method, system and mobile terminal based on an electronic wallet. The method comprises the following steps: a point-of-sale (POS) terminal reads single-time consumption limit information stored in a mobile terminal, receives a payment request and identifies whether the consumption sum is greater than the single-time consumption limit, wherein the payment request includes the consumption sum information; if the consumption sum is not greater than the single-time consumption limit, the POS terminal interacts with a user identification module and performs transaction processing in accordance with the payment request; if the consumption sum is greater than the single-time consumption limit, the POS terminal produces and outputs a prompting message of inputting the payment password; the POS terminal receives the payment password and transmits a password verification request to the user identification module, wherein the password verification request includes the received payment password; and the user identification module verifies the payment password in the password verification request, interacts with the POS terminal after the payment password passes the verification and performs transaction processing in accordance with the payment request. Based on the condition that consumption based on the electronic wallet can meet small-payment transaction demands, the embodiment of the invention can effectively ensure the safety of the large payment.
Owner:CHINA TELECOM CORP LTD
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