Net settlement assisting device

An auxiliary device and network technology, applied in the direction of secure communication device, encoding/decoding device, payment system structure, etc., to achieve the effect of improving concealment, increasing convenience, and promoting utilization
CN101496024BActive Publication Date: 2013-05-01JAPAN CREDIT BUREAU
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
JAPAN CREDIT BUREAU
Publication Date
2013-05-01

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Abstract

[PROBLEMS] A net settlement assisting device free of danger of eavesdropping and false alteration of a card number and a password and enabling more secure net business transaction. [MEANS FOR SOLVING PROBLEMS] A net settlement assisting device comprises a display (11), a card information storage section (13) where card information on a card contractor is so stored in advance as to be prevented from being read from outside, an authentication information storage section (15) where authentication information on the contractor is so stored in advance as to prevented from being read from outside, an OTP creation information storage section (17) where OTP creation information is stored in advance as to be prevented from being read from outside, a numeric keypad (12a), authenticating means (14) for authenticating the operator on the basis of the information inputted by means of the numeric keypad (12a) and displaying the card information on the display (11), and OTP creating means (16) for creating a one-time password according to the OTP creation information after the card information is displayed and displaying the one-time password on the display (11). The contractor is authenticated with the one-time password, thereby enabling a net transaction.
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Description

technical field

[0001] The invention relates to a network checkout assistant device. Background technique

[0002] In the past, the card identification information (card number) and password of credit card or bank card were stored in advance in the mobile phone. A mobile phone also has the function of a card (for example, refer to Patent Document 1).

[0003] However, such a mobile phone with a card function has the following problems.

[0004] Patent Document 1: Japanese Patent Laid-Open No. 2002-64597

[0005] The data storage and deletion etc. of the mobile phone with the card function described in Patent Document 1 are carried out through communication. In other words, the mobile phone is premised on being connected to the network.

[0006] In this way, if the card numbers or passwords are stored in advance in a mobile phone that can be connected to the network, there is a high risk of these card numbers or passwords being eavesdropped or tampered with by a malicious...

Claims

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