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Authentication and billing system and method based on intelligent network payment value-added services

A value-added service and intelligent network technology, applied in payment system structure, computing, data processing applications, etc., can solve problems such as user safety hazards, inability to pay in real time, account information leakage, etc., and achieve safe payment, rapid deployment, and rapid response Effect

Inactive Publication Date: 2011-12-07
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For example, users are required to input account information such as bank account numbers and passwords, which causes account information such as bank account numbers and passwords to be disseminated on the Internet at the same time, so it is possible that the user's account information will be leaked and bring security risks to users; The mobile payment method requires the user to operate multiple steps to complete a payment action, and the operation is cumbersome and complicated; and the existing payment method requires the bank to verify the payment behavior of both parties before transferring the fee, so there is a problem that it cannot be paid immediately. Bring unnecessary trouble to merchants

Method used

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  • Authentication and billing system and method based on intelligent network payment value-added services
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  • Authentication and billing system and method based on intelligent network payment value-added services

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Embodiment Construction

[0026] The invention is realized based on intelligent network. Intelligent network is a technology that uses computer software to control the call flow of traditional exchanges. Before the emergence of the intelligent network, communication operators provided new services by adding special equipment, but this method was neither standard nor flexible, and its functions were limited, which was not conducive to the further expansion of services. In the intelligent network, business control and business exchange are separated. Without changing the hardware structure of the telecommunication network, centralized business logic processing and centralized database system are adopted to quickly, conveniently, flexibly, economically and effectively generate and realize various new business.

[0027] In the present invention, the payment type value-added service is provided through the intelligent network, so that the merchant can apply for the payment type value-added service to recor...

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PUM

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Abstract

The invention discloses an authentication and charging system based on intelligent network payment value-added services. The system includes: a business processing system, a value-added services authentication and charging center and payment equipment. An authentication and billing method for online payment value-added services. By adopting the system and method of the present invention, the advantages of rapid deployment and quick response of intelligent network value-added services are effectively utilized, and special control and restrictions are carried out on payment services through authentication processing to improve its security. Compared with other methods, payment can be made quickly, securely and in real time, effectively improving the user experience.

Description

technical field [0001] The invention relates to the field of intelligent network value-added services, in particular to an authentication and charging system and method based on intelligent network payment value-added services. Background technique [0002] With the continuous development and maturity of the Internet and mobile technology, people's consumption methods have also had a huge impact, allowing consumers to choose different payment methods when purchasing goods. In particular, due to the popularization of mobile phones and their increasingly powerful functions, the way consumers use mobile phones to make payments has also become more and more popular. [0003] In the prior art, there are many payment methods by using mobile phones, such as small amount mobile payment methods, mobile banking, third-party mobile payment and so on. These payment methods need to bind consumers' mobile phones and merchants with bank accounts in advance. When consumers consume, they n...

Claims

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Application Information

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IPC IPC(8): G06Q20/00
Inventor 李健灿罗锦田黄军
Owner ZTE CORP
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