Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Card-free withdrawal method and apparatus

A technology of palm veins and characteristic information, applied in the field of cardless withdrawal methods and devices, can solve the problems that mobile phones cannot withdraw withdrawals, and achieve the effects of reducing the amount of data query, increasing the speed of identity authentication, and increasing the speed

Inactive Publication Date: 2017-05-10
JIANGSU FUJITSU COMM TECH
View PDF5 Cites 9 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is that the existing cardless withdrawal method requires corresponding operations with the help of a mobile phone, and withdrawal cannot be performed when the mobile phone is lost or not at hand, thereby providing a cardless withdrawal method and device

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Card-free withdrawal method and apparatus
  • Card-free withdrawal method and apparatus

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0022] The technical solutions of the present invention will be clearly and completely described below in conjunction with the accompanying drawings. Apparently, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0023] In the description of the present invention, it should be noted that the terms "center", "upper", "lower", "left", "right", "vertical", "horizontal", "inner", "outer" etc. The indicated orientation or positional relationship is based on the orientation or positional relationship shown in the drawings, and is only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the referred device or element must have a specific orientation, ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a card-free withdrawal method and apparatus. The method comprises the steps of receiving a withdrawal request used for performing card-free withdrawal; acquiring palm vein feature information of a payee; identifying whether the payee is a registered user or not according to the acquired palm vein feature information; and when the payee is the registered user, obtaining bank account information registered by the payee, wherein the bank account information is used for the payee to perform withdrawal operation. According to the method and the apparatus, the palm vein feature information of the payee is acquired, whether the current payee is the registered user or not by utilizing the palm vein feature information, and if yes, the bank account information registered by the payee is obtained and used for the payee to perform the withdrawal operation, so that the user can perform card-free withdrawal without carrying any device, a magnetic card or the like, and the withdrawal is convenient.

Description

technical field [0001] The invention relates to the technical field of identity authentication, in particular to a cardless withdrawal method and device. Background technique [0002] The traditional bank withdrawal system needs to read the user's bank card first, and then perform a series of operations on the account corresponding to the card number, such as query, withdrawal, and transfer, after the user enters the password. This method requires the user to carry the bank card at first, and it is very inconvenient if the user needs to withdraw money urgently when the user's bank card is lost or not brought. [0003] Some existing cardless withdrawal schemes include: log in to the user account through the mobile phone number and SMS verification code, and then enter the withdrawal password when performing other operations. However, this cardless withdrawal method requires corresponding operations through the mobile phone. When the mobile phone is lost Or when you are not a...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G07F19/00
CPCG06Q40/02G07F19/203
Inventor 何坚程巍徐宗亮
Owner JIANGSU FUJITSU COMM TECH
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com