102results about "ATM dispensing" patented technology

Sensors are mounted to surfaces of an intermediate module and a lower module of a media handling device. The sensors report to firmware and the firmware determines whether the lower module is in proper alignment with the intermediate module based on the reported sensor data. A spring plunger is configured with sufficient tension to push the lower module into alignment and a motorized latch controlled by the firmware is configured to pull the lower module into alignment and / or assist the spring plunger in pushing the lower module into alignment. In an embodiment, a lid and a lid alignment rail apparatus is provided to ensure a lid of the lower module is properly latched, aligned, and unlatched.

Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his / her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.

To improve the convenience, speed, efficiency and reliability of card issuance. [Solution] The method involves a card management server receiving a card issuance application from a user device that desires to have a card issued, the card issuing device requesting and receiving authentication data from the card management server through the issuing device management server in response to the card issuance request, generating an authentication code based on the received authentication data and displaying the generated authentication code on a display, the user device recognizing the displayed authentication code and transmitting a verification request for card issuance to the card management server and receiving the verification result from the card management server, the card issuing device requesting and receiving the authentication result for card issuance from the card management server through the issuing device management server in response to a request to proceed to the next step, and generating a card by saving and printing card information of the card requested for issuance on a temporary card stored in advance in response to completion of authentication for card issuance, and issuing the generated card.

Systems and techniques may generally be used to integrate automated teller machine (ATM) functions into one or more fuel pumps at a gas station. An example system may include a media transfer slot and a display screen to present a fuel pump prompt and an automated teller machine (ATM) prompt. The example system may cause a fuel to be dispensed when the fuel pump prompt is selected. The example system may cause the media transfer slot to activate when the ATM prompt is selected.

An automated teller machine (ATM) includes a network interface, an input / output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identifying a credit account associated with the customer, transmit the account information identifying the credit account, receive reward information associated with the credit account, display a reward indication notifying the customer of reward information and providing the customer with an ability to indicate a preference to perform a currency reward withdrawal, receive data comprising an indication of the preference of the customer to perform the currency reward withdrawal, transmit a redemption request based on the indicated preference, receive a redemption request authorization, and dispense an amount of currency corresponding to an amount identified in the redemption request authorization.

Disclosed herein are system, method, and computer program product embodiments for allowing completion of cardless transactions at a kiosk using an encoded identifier for that kiosk. A method can include obtaining, by a mobile device, an identifier uniquely identifying a kiosk and additional information using an image displayed by the kiosk, each of the identifier and the additional information being encoded in the image, the identifier being configured for pairing the kiosk to the transaction in the event the user is authenticated with the institution and the additional information being configured for directing, via the mobile device, the user to additional services to complete a transaction using the kiosk in the event the user of the mobile device is not authenticated with the institution. The method can include transmitting, by the mobile device, a request to complete the transaction at the kiosk, the request including the identifier.

A sheet dispenser arrangement for an automated transaction machine (ATM) can include a shuttle frame guide, a shuttle frame, and a shuttle assembly. The shuttle frame guide can be configured to be positioned in the ATM. The shuttle frame can be telescopically engaged with the shuttle frame guide. The shuttle frame can be moveable between first and second end limits of travel. The shuttle frame can be moveable relative to the shuttle frame guide between a retracted position and an extended position. The shuttle assembly can be telescopically engaged with the shuttle frame. The shuttle assembly can be moveable between first and second end limits of travel. The shuttle assembly can be moveable relative to the shuttle frame between a retracted position and an extended position.

Methods for banking at an automated teller machine (ATM) using a mobile device. The ATM may automatically detect the presence of the mobile device in a vicinity of the ATM and initiate contact with the mobile device, or a mobile device may initiate contact with the ATM. After verifying user permission to access the ATM, the mobile device may be enabled to provide user access to one or more of the banking services available at the ATM using the mobile device and to view banking-related information on the mobile device. A mobile application on the mobile device may be used to access the ATM using the mobile device. While a mobile device is accessing the ATM, a screen on the ATM may become inactive for banking services and the option to select banking services directly at the ATM may be disabled.

A method performed by an automated transaction machine (ATM) can include maintaining, with the ATM, a count of disbursement commands received by the ATM that require the ATM to dispense a stack size of currency greater than or equal to a first predetermined amount. The method can also include comparing, with the ATM, the count to a second predetermined amount. The method can also include aborting, by the ATM, a first disbursement command that requires a stack size of currency to be dispensed by the ATM that is greater than or equal to the first predetermined amount in response to said comparing when the count is greater than or equal to the second predetermined amount.

An active inking system (1) secured to the payer module (25) of the self-service equipment is described. The active inking system (1) includes a modification to the upper cover (4) of the cassette (24), where three upper holes (5) and a front hole (6) are made; the upper holes (5) secure the spreader set (2) and the front hole (6) receives the male quick coupling (13) through which the ink (29) enters. The system (1) comprises a spark sensor (14), component securing structure (12), male quick coupling (13), ink cylinders (15), screws (16), ink outlet connections (20), activation trigger (17), CO2 gas cylinders (18), tubes (19) and connections (21) for compressed gas. The spreader set (2) comprises a tank (10) aligned with the front hole (6) of the upper cover (4) of the cassette (24), the tank (10) in communication with the spreader tube (8) equipped with orifices (9) directed to the banknotes (7) through which the ink (29) is expelled to mark them. The sparks (27) activate the spark sensor (14), which activates the trigger (17), breaks the seal (28) of the CO2 cylinder (18), pressurizes the tubes (19) for compressed gas, moves the front (22) and rear (23) plungers and pushes the ink (29).

A cash recycler is described. The cash recycler includes a communication device connected to a core network of a bank; an internal vault; an input bin for receiving bank notes; an output bin; a counter having sensors that count and evaluate bank notes for fitness, authenticity, and denomination, and a conveyor configured to convey the bank notes into the internal vault; a user interface including control circuitry configured to authenticate a non-teller user by accessing authentication information via the communication device based upon bank account records within a bank database; and a cash dispenser configured to transfer bank notes from the internal vault to the output bin upon authentication of the non-teller user and a transaction.

A system may include a housing having an external aperture, a plurality of financial article handling units each configured to form an interface with the external aperture, processor(s), an image capture device, and a memory in communication with the processor(s) and storing instructions configured to cause the system to process financial articles. The system may cause the image capture device to capture a first machine-readable code including a request having a first amount and a first currency. Responsive to capturing the first machine-readable code, the system may determine a first financial article handling unit that corresponds to the first currency, position the plurality of financial article handling units such that the first financial article handling unit is in communication with the external aperture, and dispense the first amount of the first currency from the first financial article handling unit via the external aperture.

The active inking system (1) is attached to the payout module (25) of self-service ATMs. It involves a modification of the top cover (4) of the cassette (24) by drilling three top holes (5) and one front hole (6). The top holes (5) are used to attach the ink scattering unit (2), and the front hole (6) accommodates the male quick-release fastener (13) through which the ink (29) enters. The system (1) includes a spark sensor (14), a mounting structure (12), a male quick-release fastener (13), ink reservoir cylinders (15), screws (16), ink outlet connections (20), a drive trigger (17), CO2 gas cylinders (18), compressed air tubes (19), and compressed air connections (21). The ink scattering unit (2) includes a tank (10) that is aligned with the front hole (6) of the top cover (4) of the cassette (24).The tank (10) is connected to the scattering tube (8), which is provided with openings (9) through which ink (29) is sprayed onto the banknotes (7) to mark them. The sparks (27) activate the spark sensor (14), which actuates the drive trigger (17), breaks the seal (28) of the CO2 gas cylinder (18), pressurizes the compressed air tubes (19), moves the front (22) and rear (23) pistons, and pushes the ink (29).

A computer system and a transaction machine, such as an automated teller machine (ATM), can provide for any payor to make a payment to a payee at the transaction machine. The transaction machine provides the payor a user interface to enter a passcode that uniquely identifies the payment transaction. The passcode can be generated by a provider computing system associated with the transaction machine and provided directly to the payee or through the payor prior to the transaction. The transaction machine provides the payor a user interface to enter an amount. The transaction machine receives a cash deposit and provides a deposit user interface that displays deposit information based on at least one bill of the cash deposit.

The method, system, and non-transitory computer-readable medium embodiments described herein are directed to alerting a user of a physical pickup point. In various embodiments, a server receives a request to be completed by one or more Automated Teller Machines (ATMs) located at a first location. The server may be in communication with the ATMs at the first location and a sensor device at the first location. The server receives an alert generated by the sensor device at the first location that the user device is proximate the first location. Next, the server identifies one or more ATMs in a state to complete the request based on a parameter associated with the request. Next, the server transmits an identifier of the at least one ATM of the one or more ATMs that will be used to complete the request to the user device and instructs the at least one ATM to complete the request.

An automated teller machine includes: a storage unit configured to store a medium; a reception unit where deposit and withdrawal of the medium is made; and an identification unit configured to recognize the medium through identification. The storage unit includes: a holder for holding the medium; a housing for accommodating the holder; and a push plate movable in one direction to provide a space in which the medium is stored. A holder upper surface portion is formed on an upper side of the holder. The holder upper surface portion includes a first holder upper surface portion disposed adjacent to the push plate, and a second holder upper surface portion disposed on a side opposite to the first holder upper surface portion. The first holder 10 upper surface portion and the second holder upper surface portion are formed with different inclinations with respect to a center of the holder upper surface portion.

Systems, methods, and computer-readable storage media for ATM recycling operations. One method includes communicably coupling to one or more merchant computing systems associated with one or more merchants. The method further includes receiving a product inventory dataset associated with one or more merchants. The method further includes receiving, via a display interface, an input initiating an ATM session. The method further includes generating and presenting, via the display interface of the ATM, a GUI including a plurality of interactive elements associated with a plurality of products of the product inventory dataset. The method further includes receiving, via the display interface, a selection of at least one interactive element regarding at least one product of the plurality of products. The method further includes receiving a deposit for a value of the selection. The method further includes generating a code that embeds a value, and transmitting the code for a transaction.

Sensors are mounted to surfaces of an intermediate module and a lower module of a media handling device. The sensors report to firmware and the firmware determines whether the lower module is in proper alignment with the intermediate module based on the reported sensor data. A spring plunger is configured with sufficient tension to push the lower module into alignment and a motorized latch controlled by the firmware is configured to pull the lower module into alignment and / or assist the spring plunger in pushing the lower module into alignment. In an embodiment, a lid and a lid alignment rail apparatus is provided to ensure a lid of the lower module is properly latched, aligned, and unlatched.

The application relates to the field of bank cross-bank cash withdrawal processing, and provides a cross-bank off-site no-card cash withdrawal processing method, device and system. The cross-bank off-site no-card cash withdrawal processing system receives a no-card cash withdrawal command and a card-issuing bank category selected by a customer through an automatic deposit and withdrawal device; a withdrawal bank server generates a corresponding pattern based on the no-card cash withdrawal command and the card-issuing bank category; a mobile terminal identifies the pattern to obtain corresponding pattern information; the withdrawal bank server authenticates the automatic deposit and withdrawal device according to the pattern information, and sends a success notification to the mobile terminal through a card-issuing bank server and a third-party server after the authentication is successful; the mobile terminal obtains corresponding withdrawal information based on the success notification; and the card-issuing bank server generates a withdrawal instruction based on the withdrawal information and the pattern information and sends the withdrawal instruction to the automatic deposit and withdrawal device, so that the automatic deposit and withdrawal device completes a withdrawal operation. The application can not only reduce the cost of an ATM machine, but also meet the needs of customers, thereby improving the user experience.

Dynamic allocation of cash. Dispensing of cash by an automatic teller machine (ATM) can be prioritized, e.g., for customers of the financial institution that operate the ATM over non-customers. A request by a customer to hold cash at an automatic teller machine (ATM) for future withdrawal is analyzed using an architecture of artificial intelligence. If the cash hold request is approved, in some examples the requested amount of cash is moved from a first cash rack of the ATM to a second cash rack of the ATM. The requested amount of cash cannot be moved from the second cash rack unless the customer withdraws it from the ATM or unless a time limit for the customer to withdraw the requested amount from the ATM is exceeded.

A method for allocating money from a bank account to an unidentified, anonymous person and for enabling a cardless, unidentified, and anonymous ATM cash withdrawal, including the steps of receiving allocation requests from bank account holders via online bank accounts, each request including an allocated amount and an associated non-registered mobile phone number, storing the requests in a bank database, flagging each allocation request as authorized for cardless, unidentified, and anonymous withdrawal, to be completed solely by entry at an ATM of the specified phone number and a one-time password (OTP) sent to that number, and authorizing the cash withdrawal of the allocated amount.

A mobile device configured to be carried by a user enables the user to wirelessly request delivery of tangible items including cash and goods. The mobile device is usable to request delivery of at least one tangible item at a user specified delivery location through communication with at least one remote system. The mobile device is operable to confirm user agreement with transaction details including the deliverable items, delivery location and the amount of value to be assessed to a user account for the items. Confirmation that the user agrees with the transaction details causes the tangible items to be delivered at the specified location and the account to be assessed the amount.

A method for providing cash back to a customer from a linked automated teller machine (ATM) after a purchase transaction. The method includes receiving, by a provider computing system associated with a provider, a cash back request including a cash back amount from a point-of-sale computing system associated with the purchase transaction, the provider computing system acting as an intermediary computing system between the point-of-sale computing system and a linked ATM associated with the provider; in response to receiving the cash back request, transmitting, by the provider computing system, cash back information to the linked ATM, the cash back information including the cash back amount and an authentication passcode; in response to entry of the authentication passcode into the linked ATM by the customer, providing, by the linked ATM, the cash back amount to the customer.

Described herein are methods for providing electric vehicle charging services. In an example embodiment, there is disclosed herein a method of operating an electric vehicle charging station that also provides additional services. A user is authenticated via a user interface with the electric vehicle charging station and upon authenticating the user electric vehicle charging is provided. In addition, upon additional authentication and / or payment, the user can perform one of a group consisting of a banking transaction, a retail transactions, a purchase of streaming services, a purchase of television services, a purchase of phone services, and a purchase of videoconferencing services. In particular embodiments, the electric vehicle charging station can schedule charging times for an autonomous electric vehicle and provide data to the autonomous electric vehicle to enable the autonomous electric vehicle to arrive at the scheduled time period.

There is provided a mobile computing device for enabling a user to withdraw cash at a cash withdrawal device, the mobile computing device comprising: user input means for enabling the user to provide user input to the mobile computing device; a digital wallet comprising a tokenised payment application and an additional data extension; wherein the digital wallet is configured to generate a cash withdrawal request comprising cash withdrawal data based on the user input; wherein the tokenised payment application is configured to communicate with the cash withdrawal device to authenticate the cash withdrawal request; and wherein the additional data extension is configured to send the cash withdrawal data to the cash withdrawal device; wherein an issuer authorisation request can be generated for approval by an issuer associated with the user based on the cash withdrawal request, and wherein the cash withdrawal device is instructed to dispense cash based on approval of the issuer authorisation request. According to a second aspect of the present disclosure, there is provided a cash withdrawal device for enabling a user to withdraw cash using a mobile computing device.

A machine core hardware control system (1) of a banknote processing device (2) and a banknote processing device (2), belonging to the technical field of banknote processing. The machine core hardware control system (1) of the banknote processing device (2) comprises: a main control board (10) and several drive sub-boards (20) connected to the main control board (10), the main control board (10) being connected to an upper module (30); each of the several drive sub-boards (20) is connected to a lower module (40); and sensor communication between the main control board (10) and each of the several drive sub-boards (20) is cascaded for use in IO direct connection communication bus technology for data interaction. By adopting the IO direct connection communication bus technology, high-speed data exchange between the main control board (10) and the drive sub-boards (20) is achieved, improving the response speed and real-time performance of the system, thus significantly enhancing the speed of deposit and withdrawal. In addition, scalable multi-frame channels are designed, allowing flexible addition or reduction of configurations according to actual needs, and the removal of a control board from any channel slot does not affect the normal operation of other channels.

A coin handling apparatus includes: a first transport path configured to transport coins; a feeding unit configured to feed out the coins one by one to the first transport path; a recognition unit configured to recognize the coins fed out to the first transport path by the feeding unit; a storage unit arranged beneath the recognition unit, the storage unit being configured to receive the coins recognized by the recognition unit from the first transport path, and store the coins therein; and a cassette detachably mounted to the coin handling apparatus and arranged beneath the recognition unit and above the storage unit, the cassette being configured to receive the coins from the first transport path and store the coins therein.

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his / her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.

This currency processing method is implemented by a currency processing device having first and second currency storages for storing currency in a dispensable manner, and involves: receiving a dispensation instruction regarding a selected transaction and based on the type of said transaction; executing a dispensing process regarding the transaction by using the first currency storage when the type of the transaction is a first type; and executing the dispensing process regarding the transaction by using the second currency storage when the type of the transaction is a second type.