Insurance renewal processing method and apparatus, computer device and storage medium

A processing method and numerical calculation technology, applied in the computer field, which can solve problems such as low processing efficiency

Inactive Publication Date: 2018-05-11
CHINA PING AN PROPERTY INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] Based on this, it is necessary to provide a renewal processing method, device, computer equipment and storage medium for the problem of low processing efficiency in the above-mentioned renewal process.

Method used

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  • Insurance renewal processing method and apparatus, computer device and storage medium
  • Insurance renewal processing method and apparatus, computer device and storage medium
  • Insurance renewal processing method and apparatus, computer device and storage medium

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Embodiment Construction

[0055] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0056] Before describing the embodiments according to the present invention in detail, it should be noted that the described embodiments mainly lie in the combination of steps and system components related to the renewal processing method, device, computer equipment and storage medium. Accordingly, pertinent system components and method steps have been indicated at appropriate places in the drawings by conventional symbols, and only details relevant to the understanding of the embodiments of the invention have been shown, so as not to cause prejudice to those who benefit from the invention. Details...

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Abstract

The invention relates to an insurance renewal processing method and apparatus, a computer device and a storage medium. The method includes the steps of receiving an insurance renewal request sent by aterminal, the insurance renewable request carrying a user identifier; searching for an insurance package, user loss occurrence data and channel data corresponding to the user identifier; obtaining aninsurance value of each insurance item in the insurance package, and obtaining a regulation value of each insurance item according to the insurance value and the user loss occurrence data; calculating a insurance renewal value of the insurance package based on the user loss occurrence data, the channel data and the regulation value; generating an insurance renewal package based on the insurance package, the regulation value and the insurance renewal value, and sending the insurance renewal package to the terminal; and after acquiring an insurance renewal instruction sent by the terminal, generating an insurance renewal policy according to the insurance renewal instruction. The insurance renewal processing method and apparatus, the computer device and the storage medium can effectively improve the processing efficiency of the insurance renewal.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a warranty renewal processing method, device, computer equipment and storage medium. Background technique [0002] With the development of economy and society, people's awareness of insurance products is gradually increasing. More and more people are willing to take out insurance for their own life safety, property safety, etc., and many users will continue to take out insurance at the end of the insurance period or when it is about to end. At present, when the user goes through the insurance renewal procedures, he needs to go to the counter of the insurance company to handle it in person, or call the agent to assist in the renewal business, but the above method requires the relevant personnel of the insurance company to communicate with the user repeatedly, check the renewal information, and calculate the renewal Expenses, the procedures of the entire renewal work are...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 蒋斌
Owner CHINA PING AN PROPERTY INSURANCE CO LTD
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