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Payment card, billing system and billing method

A payment card and card body technology, applied in the field of smart cards, can solve the problems that purchasers may not remember the billing information clearly, the issue of VAT invoices is troublesome, and the efficiency of manual input is low. Maintenance difficulty, avoid the effect of invalidation

Active Publication Date: 2021-07-13
GOLDPAC GRP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When issuing a special value-added tax invoice, it is necessary to fill in such information as the payer's company name, taxpayer identification number, address, telephone number, bank and account information, etc. However, the filling of these information often requires the merchant to manually enter in the tax system, manually Typing is inefficient and error-prone
On the other hand, in the process of purchasing goods on the spot such as supermarkets, sometimes the purchasers may not remember the billing information clearly, which also brings some troubles to the issuance of value-added tax invoices.

Method used

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  • Payment card, billing system and billing method
  • Payment card, billing system and billing method
  • Payment card, billing system and billing method

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0032] see figure 1 , in this embodiment, the payment card 10 has a card body, preferably, the card body is a sheet-shaped card body, the card body can be made of plastic or metal, etc., and a mounting groove is milled out in the card body, and the mounting groove is installed There is an encryption chip 11, and the encryption chip 11 is provided with a memory 12 for storing payment card information, including payment card account number, balance and other information, which are used to be read during the payment process. And after the payment is completed, the reading and writing device of the payment card, such as a card swiping terminal, rewrites the balance of the current payment card into the payment card, that is, into the encryption chip of the payment card.

[0033] Certainly, the card body of the payment card 10 is also provided with a communication module 13 , the communication module 13 is electrically connected to the encryption chip 11 , and the billing system 20 ...

no. 2 example

[0056] see image 3 , the payment card of this embodiment has a card body 30, and a two-dimensional code 31 is printed on the surface of the card body 30. In this embodiment, the billing information of the payment card holder is converted into a two-dimensional code and printed on the card body 30 on the surface. Therefore, if Figure 4 As shown, the billing terminal 41 of the billing system 40 needs to be equipped with a two-dimensional code scanner 42 to scan and obtain the information of the two-dimensional code 31 . Preferably, the information represented by the two-dimensional code 31 includes information such as the name of the payment card holder, taxpayer identification number, telephone number and address, bank and account number, and the information generates the two-dimensional code 31 according to the technical rules of the ISO18004 standard.

[0057] see Figure 5 , when applying the two-dimensional code information on the payment card of this embodiment to iss...

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PUM

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Abstract

The invention provides a payment card, an invoice issuing system and an invoicing method. The payment card includes a card body, an encryption chip is arranged in the card body, payment information is stored on the encryption chip, and the encryption chip is electrically connected to a communication module, wherein the card body A value-added tax information storage module is also provided. The value-added tax information storage module stores the value-added tax invoice billing information of the payment card holder. The billing information includes the name of the payment card holder, the taxpayer identification number, and the address of the payment card holder. , phone number, bank and account information. The billing system is used to issue a value-added tax invoice for the payment of the above-mentioned payment card, and the billing method is a method of using the billing system to issue an invoice. The invention can improve the efficiency of issuing value-added tax invoices and reduce the error rate of issuing invoices.

Description

technical field [0001] The invention relates to the field of smart cards, in particular to a payment card with payment function, a billing system using the payment card, and a billing method realized by using the billing system. Background technique [0002] Now people often use various payment cards for payment during the shopping process, such as using a debit card issued by a bank, a credit card, etc. for payment. Most of the existing payment cards are provided with an encryption chip in the card body, and the encryption chip stores information such as payment card holder information, account information and balance. [0003] After shopping, people usually need to issue an invoice, such as a special invoice for value-added tax. When issuing a special value-added tax invoice, it is necessary to fill in such information as the payer's company name, taxpayer identification number, address, telephone number, bank and account information, etc. However, the filling of these in...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06K19/073G06Q20/32G06Q20/34G06Q20/38G06Q30/04
CPCG06K19/073G06Q20/3276G06Q20/3415G06Q20/3829G06Q30/04
Inventor 刘强程文杰
Owner GOLDPAC GRP LTD
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