Dangerous driving behavior-based vehicle insurance accounting method
A dangerous driving and behavior technology, applied in the field of vehicle insurance accounting based on dangerous driving behavior, can solve the problem of not considering the driver's dangerous driving behavior, and achieve the effect of avoiding irrationality and promoting driving behavior tendencies
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[0025] Such as figure 1 , figure 2 As shown, a vehicle insurance calculation method based on dangerous driving behavior includes the following steps:
[0026] (1), information collection:
[0027] Separately collect the heart rate information of the driver during driving, as well as the frequency information of brakes, accelerators and horns, as well as fatigue driving information, drunk driving information, emotional change information, and frequency information of lane changing, overtaking, following, speeding and running red lights;
[0028] (2), information processing:
[0029] The information collected in step (1) is classified and processed, and then according to the understanding of dangerous driving behaviors, a hierarchical structure of factors affecting accident risk behaviors is constructed, and the analytic hierarchy process is used to quantify the weight coefficients of drivers with different levels of dangerous driving behaviors. The coefficient represents th...
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