A virtual currency payment system based on a block chain

A technology of payment system and virtual currency, applied in the direction of payment system, payment system structure, payment circuit, etc., can solve the problems of affecting the transaction process, loss of virtual currency account owner, online payment security cannot be guaranteed, etc., to achieve guarantee Security, to achieve non-tamperable modification, to achieve the effect of asynchronous deduction

Inactive Publication Date: 2018-12-28
HANGZHOU FUZAMEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there are many disadvantages in the current virtual currency payment system, and the security of online payment cannot be guaranteed. Once the password of the virtual currency account or the device for paying virtual currency is lost, it is easy to cause a lot of losses to the owner of the virtual currency account; Virtual currency payment is greatly restricted by the network. Once the network is not smooth, it is difficult to achieve timely deduction, which will affect the transaction process

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0020] Embodiment 1 Carry out online payment through fingerprint identification device

[0021] A blockchain-based virtual currency payment system, including a mobile app, an authorization module, a fingerprint identification device, an intelligent payment platform, and an online payment account;

[0022] The mobile app provides a good human-computer interaction interface, and the user can generate the payment code which is one of the authorization methods in the authorization module on the mobile app; the generated authorization code changes in real time, and is related to the user's identity and the time when the authorization code is generated; at the same time Users can also use the mobile app to complete payment confirmation and payment objection operations to participate in the operation of the smart payment platform;

[0023] The authorization module is a variety of optional ways for the user to authorize the offline identification device to identify himself, including ...

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PUM

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Abstract

The invention relates to a virtual currency payment system based on a block chain, comprising a mobile client, an authorization module, an identification module, an intelligent payment platform and avirtual currency account. The payment process of the virtual currency payment system comprises the following steps: S1, authorization of the virtual currency account; S2, payment process; S3, PaymentConfirmation. The invention realizes the confirmation of the virtual currency account by using a plurality of authorization modes, and ensures the safety in the virtual currency payment process. At the same time, the transaction process is recorded on the block chain, which realizes the non-tampering of the transaction, ensures the real and effective deduction of the virtual currency, and separates the transaction process from the deduction process, so that the non-synchronous deduction can be realized.

Description

technical field [0001] The invention relates to a blockchain-based virtual currency payment system. Background technique [0002] With the development of economy and network technology, people's daily payment habits are gradually changing. More and more people choose to pay online through the Internet without cash when they go out, which is equivalent to online virtual currency payment. Convenient. However, there are many disadvantages in the current virtual currency payment system, and the security of online payment cannot be guaranteed. Once the password of the virtual currency account or the device for paying virtual currency is lost, it is easy to cause a lot of losses to the owner of the virtual currency account; Virtual currency payment is greatly restricted by the network. Once the network is not smooth, it is difficult to achieve timely deduction, which will affect the transaction process. Contents of the invention [0003] In view of this, the present invention ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/38G06Q20/40
CPCG06Q20/065G06Q20/382G06Q20/40145
Inventor 吴思进王志文
Owner HANGZHOU FUZAMEI TECH CO LTD
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