Financial data early warning system

An early warning system and data technology, applied in the field of financial management, can solve problems such as excess expenditure, and achieve the effect of avoiding excess expenditure

Inactive Publication Date: 2019-05-28
CHONGQING VOCATIONAL INST OF ENG
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a financial data early warning system to solve the problem that the current payment platform or fund management platform cannot remind people to pay attention to managing their own expenditures after spending a certain amount of income and avoid excessive expenditures

Method used

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  • Financial data early warning system

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Embodiment Construction

[0044] The following is further described in detail through specific implementation methods:

[0045] The embodiment is basically as attached figure 1 Shown: The financial data early warning system includes a client terminal and a server. The client terminal includes a bank card binding module, an amount copy module, a display module, a verification code generation module, a login verification module, and a login judgment module. The server includes a third-party interface module, Calculation module, judgment module, push module, amount limit management module, step statistics module and amount limit offset module.

[0046] The bank card binding module is used to bind the customer's salary bank card and can identify the monthly salary amount in the salary bank card.

[0047] The amount copy module is used to obtain the monthly salary amount data received in the salary bank card and generate amount data information.

[0048] The third-party interface module is used to establish...

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Abstract

The invention relates to the technical field of financial management, particularly relates to a finance and accounting data early warning system, comprising a client terminal and a server. The clientterminal comprises a bank card binding module, an amount copying module and a display module, the server comprises a third-party interface module; a calculation module, a judgment module and a pushingmodule, the bank card binding module is used for binding and identifying the monthly salary sum in the salary bank card; the amount copying module is used for copying salary amount and generating amount data information; the third-party interface module is used for acquiring personal payment information; the calculation module is used for calculating monthly sum; and the judgment module is used for judging whether the monthly balance is smaller than an early warning amount threshold value in the judgment module. According to the invention, the problem that the existing payment platform or fund management platform cannot remind people to pay attention to management of own expenses after people spend a certain amount of income is solved, and the method and the system are mainly used for managing personal properties through the mobile terminal.

Description

technical field [0001] The invention relates to the technical field of financial management, in particular to a financial data early warning system. Background technique [0002] With the rapid development of digital information technology, it has brought many conveniences to people's social life. For example, people can use the mobile phone to bind the bank card and complete the payment through the virtual currency in the bank card without having to carry a lot of cash. However, For wage-earners, although the method of paying with virtual currency in mobile phones is convenient and fast, it is easy for people to ignore their own expenses, which sometimes leads to people's expenses even exceeding the salary quota of the current month. [0003] Although some common payment platforms are equipped with payment details management, there are more and more payment platforms, and people can choose to use different payment platforms according to their own purchase needs. Therefore, ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00
Inventor 刘倩
Owner CHONGQING VOCATIONAL INST OF ENG
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