1848 results about "Individual person" patented technology

All-in-one wireless mobile telecommunication devices, methods and systems providing greater customer-control, instant-response anti-fraud/anti-identity theft protections with instant alarm, messaging and secured true-personal identity verifications for numerous registered customers/users, with biometrics and PIN security, operating with manual, touch-screen and/or voice-controlled commands, achieving secured rapid personal/business e-banking, e-commerce, accurate transactional monetary control and management, having interactive audio-visual alarm/reminder preventing fraudulent usage of legitimate physical and/or virtual credit/debit cards, with cheques anti-forgery means, curtailing medical/health/insurance frauds/identity thefts, having integrated cellular and/or satellite telephonic/internet and multi-media means, equipped with language translations, GPS navigation with transactions tagging, currency converters, with or without NFC components, minimizing potential airport risks/mishaps, providing instant aid against school bullying, kidnapping, car-napping and other crimes, applicable for secured military/immigration/law enforcements, providing guided warning/rescue during emergencies and disasters.

A computer-implemented matching service matches users to other users, and/or to user communities, based at least in part on a computer analysis of event data reflective of user behaviors. The event data may, for example, evidence user affinities for particular items represented in an electronic catalog, such as book titles, music titles, movie titles, and/or other types of items that tend to reflect the traits of users. Event data reflective of other types of user actions, such as item-detail-page viewing events, browse node visits, search query submissions, and/or web browsing patterns may additionally or alternatively be considered. By taking such event data into consideration, the matching service reduces the burden on users to explicitly supply personal profile information, and reduces poor results caused by exaggerations and other inaccuracies in such profile information.

Systems and methods are described for scoring consumers' credit risk by determining consumers' income risk and future ability to pay. Methods are provided for measuring consumers' income risk by analyzing consumers' income loss risk, income reduction risk, probability of continuance of income, and economy's impact on consumers' income. In one embodiment, a method is provided to evaluate an individual's creditworthiness using income risk based credit score thereby providing creditors, lenders, marketers, and companies with deeper, new insights into consumer's credit risk and repayment potential. By predicting consumers' income risk and the associated creditworthiness the present invention increases the accuracy and reliability of consumers' credit risk assessments, results in more predictive and precise consumer credit scoring, and offers a new method of rendering a forward-looking appraisal of an individual's ability to repay a debt or the ability to pay for products and services.

A personal voice operated reminder system. In one embodiment, the system is worn as a device on the body in a form similar to a watch, bracelet or necklace. In another embodiment the system is a device normally held in a person's pocket or purse, and in another embodiment the system is a method added as an application to already existing devices such as PDAs or cellular telephones.

This device is configured to record reminders using speech recognition and to play back the reminder message in accordance with directions received using speech recognition, and/or position and/or motion inputs.

The present invention relates to systems and methods for monitoring and promoting behavioral modification with regard to an individual's health. In particular, the present invention provides a means for monitoring an individual's performance of health-promoting measures and, based on the member compliance to health-promoting measures, issuing tangible and/or intangible incentive products. In one embodiment, exercise/activity monitors are worn by members to verify their identity and to record and transmit member compliance in performing health-promoting measures (i.e., heart rate, type of exercise, exercise intensity and duration). All health-related information, including physical examination results and recorded participation in health-promoting measures, are used to determine appropriate incentives (i.e., subsidize membership fees for health club) to be rewarded to said member.

Non-Subjective Valuing ©& is a computer-assisted valuing system for discovering both an entity's actual current societal monetary value and its contemporary monetary worth specifically to the inquiring individual person, group or corporation, providing a user with such target entity's retail and wholesale prices along with its true worth and specific value to the explorer, employing as yardstick the NORM, which is the hypothetical unit in any group that is accurately calculated to be both precisely average in every one of its collectively discoverable characteristics and its price, to which NORM yardstick the present invention compares any test unit in that group on a natural, quantified point basis to obtain such precise current monetary worth of any such test unit, employing a specially conceived, designed and explained organic application of inductive statistics, accurate sampling, central tendency, and statistical inference, for calculating; drawing scientifically valid conclusions about surveying a constantly and factually representative community (such as the United States, 1999, for example), combined with certain new discoveries and unique, novel processes, as set forth herein, enabling Non-Subjective Valuing ©& instantly and conclusively to empower a prospective trader objectively to compare the contemporary monetary values of any and all competing units in or out of any probed group, regardless of such competing units' respective current prices.

A user-friendly reliable process is provided to help diagnose (assess) and treat (rehabilitate) impairment or deficiencies in a person (subject or patient) caused by a traumatic brain injury (TBI) or other neurocognitive disorders. The economical, safe, effective process can include: generating and electronically displaying a virtual reality environment (VRE) with moveable images; identifying and letting the TBI person perform a task in the VRE; electronically inputting and recording the performance data with an electronic interactive communications device; electronically evaluating the person's performance and assessing the person's impairment by electronically determining a deficiency in the person's cognitive function (e.g. memory, recall, recognition, attention, spatial awareness) and/or motor function (i.e. motor skills, e.g. balance) as a result of the TBI or other neurocognitive disorder.

A technique is provided for determining credit ratings without the need for traditional credit bureau data. In at least one embodiment of the invention, a method comprises the steps of providing a network of linked identity records, each identity record comprising identity related information; receiving an identity record comprising identity related information of the entity; linking the received identity record with at least one of the identity records in the network of linked identity records, quantifying a plurality of linked identity records related to the entity; and generating a credit rating for the entity based on the quantified identity records. Application of the invention is particularly useful for individuals with less than a few years credit behavior recorded on a credit bureau, such as immigrants or young people with limited traditional historical information (“thin file”) and individuals with no traditional historical information (“no hit”).

An approach is provided for tracking personal items. A triggering event associated with tracking a personal item is detected via a bearer tag coupled to the personal item. Sensing of the bearer tag is initiated in response to the detection of the triggering event. A determination of whether location of the personal item satisfies a predetermined criterion is made. A notification is generated if the criterion is satisfied.

Devices, systems, and methods are disclosed for identifying a driver versus a passenger within a smart vehicle. This involves a determination of the relative positions of the wireless communication devices within the smart vehicle using near-field communication (NFC) or GPS, AGPS, etc. The wireless communication device detected closest to the driver seat is assumed to be the device owned by the driver. Once identified, the driver can be billed for tolls and other road services, based on the location of the smart vehicle. For instance, as the smart vehicle approaches a toll, a notification can be sent to all of the wireless communication devices. A response from a particular wireless communication device will result in the corresponding user's account being billed for the toll. Further, the smart vehicle can communicate with near-field transceivers placed, for instance, alongside a High-Occupancy Vehicle (HOV) lane. A driver of the vehicle can be billed, fined, or ticketed based upon a determination of an absence of passengers in the smart vehicle.

A helmet system that enables a user of the helmet system to customize the helmet system according to personal taste, a task at hand, responsibilities within a tactical group (e.g., communications, command, etc.), and/or according to other parameters. The customization of the helmet system may include a customization of electronics modules carried on the helmet system that optionally provide communications, environment detection, health or biometrics monitoring, power, information transmission/reception, information processing, and/or other functionalities. The customization of the helmet system may include a customization of structural components that enable the user to balance the structural protection provided to the user against other considerations. The other considerations may include, for example, weight, form factor, comfort, and/or other considerations.

A sleep assist system to monitor and assist the user's sleep, comprising a bedside device positioned near the user's bed, the bedside device comprising a loudspeaker and a light source and optionally a microphone, a light sensor, a temperature sensor, a control unit, an air quality sensor, a display unit, a user interface. The sleep assist system further comprises a first sensing unit positioned in the user's bed and comprising one or more sensors adapted to sense at least pressure and/or changes in pressure exerted by the user lying in the bed. The system monitors the user's sleep, assesses the user's sleep cycles and the phase of sleep cycle, and provides the user with at least one light and sound program, the light and sound program being based on the assessment of the user's sleep cycles and the phase of sleep cycle.

Devices, systems, and methods for responding to emergency situations of infants, children and pets left unattended in a vehicle. The device comprises a control module for short range RF transmission housed in a lightweight, portable unit plugged into a vehicle accessory power outlet. The system may additionally comprise sensors in communication with the module to detect and trigger alarms, including: when a vehicle has been in a collision; whether a child has climbed out of a car seat while the vehicle is in motion; when the temperature within the vehicle is unsafe; whether an infant has been left unattended in a vehicle; and whether children are playing in a parked vehicle (e.g. trunk) in unsafe temperatures. The portable device may also be configured with an “SOS” button housed within a key fob, wristband, or necklace, to transmit GPS coordinates of the wearer in emergency situations (such as kidnappings).

A two-dimensional moving track calculating unit 45 is provided for calculating a two-dimensional moving track of each individual person in each of a plurality of video images by tracking the position on each of the plurality of video images which is calculated by a person position calculating unit 44, and a three-dimensional moving track calculating unit 46 carries out stereo matching between two-dimensional moving tracks in the plurality of video images, which are calculated by the two-dimensional moving track calculating unit 45, to calculate a degree of match between the two-dimensional moving tracks, and calculates a three-dimensional moving track of each individual person from two-dimensional moving tracks each having a degree of match equal to or larger than a specific value.

Categorizing, colorizing, saving and visually filtering the content and appearance, of a live news feed, within a business or social network. The method involves categorizing information, photos, video and the like, prior to posting it within the live news feed. Each category is associated with a visual indicator so that postings of different categories become distinctive. The live news feed can be viewed in its entirety, by user type, by subject category or a combination of categories. The viewing user may choose categories for limiting information which appears in the live news feed by subject or user type, but may also have the option of viewing all content, which can be visually filtered by color. Users may save information from the central live news feed to their personal pages by choosing from the variety of categories that are also used to filter the live news feed content viewable to them.

Example embodiments may relate to a system, method, apparatus, and computer readable media configured for monitoring a user performing an exercise and generating a avatar of the user and a virtual shadow, wherein the virtual shadow illustrates proper form of the exercise. The example embodiments may further be configured for determining an amount of overlap between the virtual avatar and the virtual shadow, and generating a feedback score based on the amount of overlap.

Incentivized offers may be provided to users of a virtual environment. More specifically, a virtual environment may be provided to users such that the users participate in the virtual environment by performing one or more actions within the virtual environment. Information may be determined that relates to the physical locations in the real world of individual users of the virtual environment. Offers of goods and/or services may be determined that should be presented to individual users. The offers may be determined based on one or more of the physical locations in the real world of the individual users, virtual environment criteria representing one or more aspects of the users involvement in the virtual environment, and/or other factors. The determined offers may be transmitted to the users.

A method for automatically identifying persons in digital media assets associated with a database of individual user accounts, comprising: providing access to a database of individual user accounts, wherein the database includes connections between the individual user accounts; receiving a digital media asset associated with a first individual user account; analyzing the received digital media asset to detect an unidentified person; designating collections of digital media assets associated with the first individual user account and other connected individual user accounts; training person identifiers for the previously identified persons by analyzing digital media assets containing the previously identified persons; using a processor to identify the detected unidentified person using the trained person identifiers; and associating metadata providing an indication of the one or more identified persons with the received digital media asset.