Online payment system, online payment method and device, medium and server

An online payment and business technology, applied in the payment field, can solve problems such as difficulty in quickly expanding new business, high maintenance cost, serious design coupling, etc., and achieve the effect of reducing development time and online waiting time, reducing cost, and reducing coupling degree

Pending Publication Date: 2020-03-10
PING AN BANK CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides an online payment system, online payment method, device, medium, and server to solve the problem of se

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  • Online payment system, online payment method and device, medium and server
  • Online payment system, online payment method and device, medium and server
  • Online payment system, online payment method and device, medium and server

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Embodiment Construction

[0029] In the following description, specific details such as specific system structures and technologies are presented for the purpose of illustration rather than limitation, so as to thoroughly understand the embodiments of the present invention. It will be apparent, however, to one skilled in the art that the invention may be practiced in other embodiments without these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.

[0030] The technical solutions of the present invention are illustrated below through specific examples.

[0031] refer to figure 1 , shows an architecture diagram of an online payment system according to an embodiment of the present invention, specifically including an access layer, an adaptation layer and a core layer. This system reduces the structural coupling in the system by adopting the d...

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PUM

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Abstract

The embodiment of the invention is suitable for the technical field of payment and provides an online payment system, an online payment method and device, a medium and a server. The system comprises an access layer, an adaptation layer and a core layer, wherein the access layer is used for detecting a payment instruction transmitted through any payment channel, identifying a payment carrier for generating the payment instruction, calling an interface corresponding to the payment carrier, and transmitting the payment instruction to the adaptation layer and the core layer through the interface;the adaptation layer is used for determining the payment channel for transmitting the payment instruction and providing a target business protocol adapted to the payment channel for the core layer; and the core layer is used for calling a target function module corresponding to the payment channel based on the target business protocol, and executing the payment instruction by adopting the target function module. According to the embodiment of the invention, the system architecture is designed in a layered manner, so that the coupling degree between modules of each layer is reduced, the serviceexpansion is facilitated, and the quick response to service requirements is realized.

Description

technical field [0001] The invention belongs to the technical field of payment, and in particular relates to an online payment system, an online payment method, an online payment device, a server and a computer-readable storage medium. Background technique [0002] Online payment is a form of electronic payment, which is an instant payment method through the interface provided by a third party and the bank's online payment system. Through the online payment system, funds can be directly transferred from the user's bank card to the website account, which greatly facilitates the user's payment process. [0003] Although the existing online payment system can meet the daily needs of most businesses, there are still many problems. First of all, the existing online payment system architecture design is seriously coupled. A small change will often cause a butterfly effect, causing problems in other modules of the system, and in severe cases, even causing business paralysis. Sec...

Claims

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Application Information

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IPC IPC(8): G06Q20/08G06Q20/20G06Q20/38
CPCG06Q20/204G06Q20/387G06Q20/085
Inventor 黄荣
Owner PING AN BANK CO LTD
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