Method for carrying out imported and overseas payment on the basis of block chain od and storage medium

A blockchain and block technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of high transaction risk, non-open and transparent trade information, etc., to achieve high transaction security, improve authenticity and transparency, and eliminate The effect of escaping with goods

Active Publication Date: 2020-05-26
HUNAN UNIV
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The present invention provides a block chain-based method for import overseas payment and a computer-readable storage medium to solve the problem caused by the non-disclosure and transparency of trade information in the existing import collection mode in the existing import overseas payment. Trading technical issues with high risk

Method used

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  • Method for carrying out imported and overseas payment on the basis of block chain od and storage medium
  • Method for carrying out imported and overseas payment on the basis of block chain od and storage medium
  • Method for carrying out imported and overseas payment on the basis of block chain od and storage medium

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Embodiment Construction

[0065] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.

[0066] For ease of understanding, such as figure 2 and image 3 As shown, the multi-party nodes involved in the blockchain network in the blockchain-based method for overseas import payment are explained below.

[0067] 1. Oracle node (oracle machine): a platform that provides external information, can allow the blockchain to connect to any existing API, can import, store, and export information about network nodes on the blockchain, and realize dynamic acquisition of information ;

[0068] 2. Exporter node: refers to a foreign trade company that has the right to handle export business;

[0069] 3. Node of the Commodity Inspection Bureau of the exporter: refers to the inspection agency of the exporter responsible for reviewing whether the commodity meets the e...

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Abstract

The invention discloses a method for carrying out imported and overseas payment on the basis of a block chain and a storage medium capable of being taken by a computer. According to the method, the information on the whole industrial chain is completely published on the chain through the block chain, the real transparency of the information is improved through repeated confirmation of multi-partynodes, the risk of banks caused by credit issues is reduced, meanwhile, the risk of foreign debts can be conveniently and systematically measured, the trust degree between participants is deepened, and the transaction security is high. Besides, through combination of the block chain and the intelligent contract technology, the transmission and auditing process of the credit card and the receipt issimplified, manpower, material resources, financial resources and time cost are saved, the whole financing process is more rapid, safer and more intelligent, and the problems of receipt counterfeiting and loss can be prevented. Besides, related information in the goods circulation process is signed by the related nodes and then uploaded to the block chain, so that the nodes of all parties can effectively supervise the goods circulation process, and the situation that imports carry goods and escape privately is eradicated.

Description

technical field [0001] The present invention relates to the technical field of overseas import payment in international trade, in particular, a method for import overseas payment based on blockchain, and a computer-readable storage medium. Background technique [0002] Such as figure 1 As shown, import overseas payment means that under the import letter of credit, T / T outbound remittance or import collection, the domestic importer submits a financing application for import to the domestic financing bank, and the financing bank cooperates with the overseas agency Sign an agreement with the bank, authorize the overseas agent bank to pay the exporter in advance, and agree on the repayment date. On the due date, the imported yarn will return the financing principal and interest to the domestic bank, and the domestic bank will repay the principal to the overseas agent bank after deducting the interest difference. money and interest. According to different settlement methods, it...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04G06Q20/08G06Q20/38
CPCG06Q40/04G06Q20/085G06Q20/3825G06Q20/3827G06Q20/3829G06Q20/38215G06Q40/03
Inventor 马超群吴佳滢周中定李信儒兰秋军
Owner HUNAN UNIV
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