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Block chain-based insurance and exchange warehouse financing method and device, equipment and storage medium

A blockchain and warehousing and logistics technology, applied in the blockchain field, can solve the problems of complicated financing process, high risk, and difficulty in confirming warehouses, and achieve the effects of reducing financing efficiency, low lending risk, and easy supervision

Pending Publication Date: 2021-11-19
HUNAN UNIV
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0006] On the one hand, this application provides a blockchain-based confirmation warehouse financing method to solve the technical problems of the existing confirmation warehouse financing process, which are complicated, inefficient, difficult and risky

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  • Block chain-based insurance and exchange warehouse financing method and device, equipment and storage medium
  • Block chain-based insurance and exchange warehouse financing method and device, equipment and storage medium
  • Block chain-based insurance and exchange warehouse financing method and device, equipment and storage medium

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Embodiment Construction

[0048]It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined with each other. The present application will be described in detail below with reference to the accompanying drawings and embodiments.

[0049] For ease of understanding, first explain the technical terms and multi-party nodes involved in the blockchain network in the blockchain-based confirmation warehouse financing method.

[0050] Aiming at the shortcomings existing in the existing technology, the technical solution adopted in this application involves 4 types of roles on the business side, including core enterprises, banks, financing enterprises (such as seller 1, dealer 2...) and warehousing and logistics enterprises. In the block chain network, it includes core enterprise nodes, bank nodes, financing enterprise nodes (such as seller 1 node, seller 2 node, there can be multiple seller nodes), warehousing and logistics e...

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Abstract

The invention discloses a blockchain-based insurance and exchange warehouse financing method and device, equipment and a storage medium. The method comprises the steps that a financing enterprise node applies for financing from a bank and pays a certain amount of cash deposit; after a bank node audits that the loan application of the financing enterprise node is passed, the payable is fully paid to a core enterprise node, and the core enterprise node delivers goods to a warehouse logistics enterprise node; the warehouse logistics enterprise node issues warehouse receipts after receiving the commodities and submits the warehouse receipts to the bank node to form pledges; after the financing enterprise node supplements the cash deposit to the bank node, the bank node notifies the warehouse logistics enterprise to issue a corresponding amount of commodities; and after the financing enterprise node sells the commodities and obtains profits, the financing enterprise node supplements guarantee fund to the bank node and obtains a corresponding amount of commodities for continuous sales, and the cycle is repeated until the trade contract is ended. According to the invention, the information is completely published on the block chain, all financing related data are shared, and the problems of low financing efficiency and loan fraud are solved in combination with the Internet of Things technology.

Description

technical field [0001] The present application relates to the technical field of blockchain, in particular, to a blockchain-based confirmation warehouse financing method, device, equipment and storage medium. Background technique [0002] As a financing method for enterprises in the supply chain, supply chain finance mainly includes accounts receivable financing, advance payment financing and other modes, among which confirming warehouse financing is a type of advance payment financing. The existing confirmation warehouse financing method involves multiple companies, and different companies have different business attributes, data privacy requirements and operating specifications, which have the following disadvantages: [0003] 1. The information of each subject related to the confirmation warehouse financing is opaque and the information sharing rate is low, and the online business flow and offline logistics information cannot be transparent and visible throughout the whol...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F16/27G06Q10/08G06Q20/38
CPCG06F16/27G06Q10/087G06Q20/3827G06Q20/3825G06Q40/03
Inventor 马超群王鑫周中定李信儒兰秋军米先华万丽
Owner HUNAN UNIV
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