Financing credit guarantee method and system based on multi-source data block chain tamper prevention

A multi-source data and block chain technology, applied in the field of financing credit guarantee based on multi-source data block chain tamper-proof, can solve the problems of small and medium-sized enterprises, such as the lack of credit guarantee, high bank financing costs, and complicated financing processes. Achieve the effect of reducing financing costs, shortening financing time, and simplifying the financing process

Inactive Publication Date: 2020-06-02
GUANGDONG UNIV OF TECH
View PDF4 Cites 4 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to propose a tamper-proof financing credit guarantee method and system based on the multi-source data block chain, which uses the block chain to ensure the authenticity of the multi-source data, and the multi-source data provides credit guarantee for

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0034] The technical solutions of the present invention will be further described below through specific embodiments.

[0035] A tamper-proof financing credit guarantee method based on a multi-source data block chain in this embodiment includes the following steps:

[0036] Step S1: Upload the evaluation information to the chain: upload the enterprise operation information evaluated by the third-party certification organization to the blockchain;

[0037] Step S2: Collaborative manufacturing order data on-chain: upload the order data in the process of collaborative manufacturing to the blockchain;

[0038] Step S3: Financing credit guarantee: Submit the financing application to the blockchain, and the blockchain grants access to enterprise operating information and order data;

[0039] Step S4: Financing decision: conduct financing judgment on enterprise operation information and order data; determine financing and generate financing contract to blockchain; confirm financing ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention discloses a financing credit guarantee method and system based on multi-source data block chain tamper prevention. The method comprises the following steps of: uploading evaluation information: uploading enterprise operation information evaluated by a third-party certification authority to a block chain; collaborative manufacturing order data uploading: uploading the order data in the collaborative manufacturing process to the block chain; financing credit guarantee: submitting a financing application to the block chain, and granting access permission to the block chain; financing decision: carrying out financing judgment; determining financing and generating a financing contract to the block chain; determining a financing contract; the invention aims to provide a financing credit guarantee method and system based on multi-source data block chain tamper prevention. The authenticity of the multi-source data is guaranteed through the block chain, the multi-source data provides credit guarantee for financing of small and medium-sized enterprises, and the problems that financing is difficult, financing time is long, financing processes are complex and bank financing costis high due to the fact that credit of the small and medium-sized enterprises in a collaborative manufacturing mode cannot be guaranteed are solved.

Description

technical field [0001] The present invention relates to the technical field of block chain finance, in particular to a method and system for guaranteeing financing credit based on multi-source data block chain tamper-proof. Background technique [0002] At present, the manufacturing industry is developing in the direction of informationization, serviceization and socialization. The cloud interconnection between enterprises and various resources, personalized production, and collaborative manufacturing are becoming catalysts to stimulate the vitality and value-added of the manufacturing industry. Small and medium-sized enterprises have poor anti-risk capabilities, and large fluctuations in orders and capital chains will have a great impact on their operating conditions. At the same time, due to their poor strength and poor informatization, it is difficult for small and medium-sized enterprises to obtain financial support from banks through "traditional" credit methods, and th...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06F21/64G06Q10/08G06Q30/06G06Q50/18
CPCG06F21/645G06Q10/083G06Q30/0619G06Q30/0625G06Q30/0635G06Q50/18
Inventor 冷杰武叶仕德刘强景建波潘昊驰肖雨轩
Owner GUANGDONG UNIV OF TECH
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap