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Transaction data processing method and device and computer storage medium

A technology of transaction data and processing methods, applied in the Internet field, can solve problems affecting user income, affecting resource product liquidation, and long time required

Pending Publication Date: 2020-06-30
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If the user has a relatively large transaction volume on the day, it will take a long time for the entire verification process, which may affect the liquidation of resource products, thereby affecting the user's income

Method used

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  • Transaction data processing method and device and computer storage medium
  • Transaction data processing method and device and computer storage medium
  • Transaction data processing method and device and computer storage medium

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0078] In order to make the purpose, technical solution and advantages of the present application clearer, the implementation manners of the present application will be further described in detail below in conjunction with the accompanying drawings.

[0079] Before explaining the embodiment of the present application in detail, the application scenarios involved in the embodiment of the present application are firstly introduced.

[0080] With the development of Internet technology, more and more users will purchase or redeem resource products on resource product platforms such as fund companies. For example, users can apply for a 50,000 fund on the resource product platform, or redeem a 20,000 fund if they have already purchased a 50,000 fund. In addition, more and more resource product platforms can also provide users with consumption services, that is, users can purchase goods through resource products. In this scenario, users will trade more and more times in a day. In t...

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PUM

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Abstract

The invention discloses a transaction data processing method and device and a computer storage medium, and belongs to the technical field of the Internet. The method comprises the steps: determining abatch transaction file of a target user in a historical time period, and sending the batch transaction file to a resource consignment platform; receiving a batch transaction feedback file sent by theresource consignment platform based on the batch transaction file; according to the batch transaction feedback file, processing the resources transferred into or transferred out of the resource sales-for-proxy platform in the historical time period. Because the historical time period is the time period before the current moment and within the reference time length closest to the current moment, and the reference time length is less than the total time length of daily transaction, equivalently, the transaction orders within one day are sent to the resource consignment institution in batches, the resource consignment institution and the resource product platform can start to check the transaction data before the end of the daily transaction, the transaction data can be checked in advance, and the problem that resource products cannot be cleared due to check delay is avoided.

Description

technical field [0001] The present application relates to the technical field of the Internet, in particular to a transaction data processing method, device and computer storage medium. Background technique [0002] With the development of Internet technology, users can purchase or redeem resource products on resource product platforms such as fund companies. Among them, the transaction between the user and the resource product platform needs to be realized through a resource consignment platform such as a bank. At present, the resource products owned by users on the resource product platform need to be liquidated daily, so that the resource product platform can settle the income of the user's resource products. When liquidating the resource products owned by the user on the resource product platform, the resource product platform and the resource agency agency need to check and process the transaction data of the day, and the resource products owned by the user on the reso...

Claims

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Application Information

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IPC IPC(8): G06F16/16G06Q40/04G06Q40/06
CPCG06F16/16G06Q40/04G06Q40/06
Inventor 全小龙吴新生吴建国
Owner TENCENT TECH (SHENZHEN) CO LTD
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