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A blockchain-based payment risk management system

A technology for managing system and payment risks, applied in the field of blockchain, can solve problems affecting the security of system use, increase user payment risk, and judge payment risk, so as to increase practicability, avoid transfer errors, and improve the effect of intervention.

Active Publication Date: 2022-07-15
JIANGSU RONGZE INFORMATION TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a blockchain-based payment risk management system to solve the problem that the existing payment management system obtains information from a relatively single source in the background technology, which is not conducive to comprehensive evaluation of payment risks and user payment risks. The improvement of the system affects the security of the system

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  • A blockchain-based payment risk management system
  • A blockchain-based payment risk management system
  • A blockchain-based payment risk management system

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Embodiment Construction

[0022] The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, but not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0023] see Figure 1-5 , the present invention provides a technical solution: a blockchain-based payment risk management system, including an identity login system, a risk estimation module, an identity recognition module and a blockchain payment management system, the identity login system is separated through a wireless network. It is connected with the risk estimation module, the identity recognition module and the blockchain payme...

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Abstract

The invention discloses a payment risk management system based on blockchain, including an identity login system, a risk estimation module, an identity recognition module and a regional chain payment management system. The identity login system is connected to a risk estimation module through a wireless network. , the identity recognition module and the blockchain payment management system are connected, and the output ends of the risk estimation module and the identity recognition module are respectively connected with the two input ends of the blockchain payment management system. The blockchain-based payment risk management system, first of all, the system can collect user information, and the data integration module can judge the risk level to improve the accuracy of the score. The identity login system can log in and manage personal identity information. The double verification of face recognition and fingerprint recognition improves the security of payment. At the same time, the payment temporary storage module temporarily stores the payment, which can avoid transfer errors or fraud, and reduce the loss of users.

Description

technical field [0001] The invention relates to the technical field of blockchain, in particular to a payment risk management system based on blockchain. Background technique [0002] Blockchain is a term in the field of information technology. In essence, it is a shared database, and the data or information stored in it has the characteristics of "unforgeable", "full traces", "traceable", "open and transparent" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects. [0003] However, the source of information obtained by the existing payment management system is relatively single, which is not conducive to an all-round evaluation of payment risks, and the increase of user payment risks affects the security of system use. SUMMARY OF THE INVENTION [0004] The purpose of the present invention is to provide a payment risk managem...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/40145G06Q20/4016G06Q20/382
Inventor 翁晓泳王剑
Owner JIANGSU RONGZE INFORMATION TECH CO LTD
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