Cross-border transaction processing method and device

A transaction processing, cross-border technology, applied in the field of transaction processing, can solve problems such as long customer waiting time, poor customer experience, and no solutions are proposed, so as to shorten waiting time, relieve performance pressure, and improve customer experience.

Pending Publication Date: 2020-10-09
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] The processing process of cross-border transaction business is cumbersome and the scene is complicated. At present, the banking system can only execute the processing of the next cross-border transaction business after completing all the business processes of a cross-border transaction business. After the customer submits the cross-border transaction application, he needs to Wait for the bank to complete all the business processes to get feedback on whether the transaction is successful. In addition, during the peak period of cross-border transaction business volume, the system faces huge transaction performance pressure, which may lead to long waiting time and low efficiency for customers at the back of the queue. poor customer experience
[0003] For the above problems, no effective solution has been proposed

Method used

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  • Cross-border transaction processing method and device

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Embodiment Construction

[0022] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0023] Those skilled in the art know that the embodiments of the present invention can be realized as a system, device, method or computer program product. Therefore, the disclosure of the present invention can be embodied in the form of complete hardware, complete software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0024] In order to solve the technical problems of low efficiency and po...

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PUM

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Abstract

The invention discloses a cross-border transaction processing method and device. The method comprises the following steps: receiving a cross-border transaction request, and determining a plurality ofservices needing to be called according to the cross-border transaction request; dividing the plurality of services into services needing client participation and services not needing client participation; calling a service needing to be participated by the client, sending service execution completion identification information needing the client to participate in to the client after the completion of the calling processing, and regularly calling the services not needing client participation. The performance pressure of the system in the peak period of the business volume can be relieved, thecross-border transaction processing efficiency is improved, the waiting time of the client is shortened, and the client experience is further improved.

Description

technical field [0001] The present invention relates to the technical field of transaction processing, in particular to a cross-border transaction processing method and device. Background technique [0002] The processing process of cross-border transaction business is cumbersome and the scene is complicated. At present, the banking system can only execute the processing of the next cross-border transaction business after completing all the business processes of a cross-border transaction business. After the customer submits the cross-border transaction application, he needs to Wait for the bank to complete all the business processes to get feedback on whether the transaction is successful. In addition, during the peak period of cross-border transaction business volume, the system faces huge transaction performance pressure, which may lead to long waiting time and low efficiency for customers at the back of the queue. Poor customer experience. [0003] For the above problem...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q40/02G06Q20/10
CPCG06Q40/04G06Q40/02G06Q20/10
Inventor 高芳戴翔冯琦淇邓艳红
Owner BANK OF CHINA
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