Method and system for identity verification by using iris features and action features

A technology of identity confirmation and action, applied in the field of methods and systems, can solve problems such as infection and transaction process complexity, and achieve the effect of improving retrieval speed, reducing retrieval volume, and increasing retrieval rate

Pending Publication Date: 2020-12-04
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the epidemic, some customers are unwilling to contact the front end to enter their mobile phone numbers, which may cause infect

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  • Method and system for identity verification by using iris features and action features
  • Method and system for identity verification by using iris features and action features
  • Method and system for identity verification by using iris features and action features

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Embodiment Construction

[0040] The principle and spirit of the present invention will be described below with reference to several exemplary embodiments. It should be understood that these embodiments are given only to enable those skilled in the art to better understand and implement the present invention, rather than to limit the scope of the present invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.

[0041] Those skilled in the art know that the embodiments of the present invention can be implemented as a system, device, device, method or computer program product. Therefore, the present disclosure may be embodied in the form of complete hardware, complete software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0042] According to an embodiment of the present invention, a method and system for identi...

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Abstract

The invention provides a method and system for identity verification by using iris features and action features. The method comprises the following steps: acquiring user information, iris image features and authorized payment action features; establishing an iris recognition total database according to a user file; performing library separating processing, and establishing an iris sub-library corresponding to each preset action feature; when a payment request initiated by a user is received, collecting an iris image and a hand action of the user in real time; determining whether the hand action matches a preset action feature or not; if so, retrieving the user file in an iris sub-library corresponding to the preset action feature; if not, or the hand action is not acquired, retrieving theuser file in an iris recognition total database; comparing the iris image of the user with iris image features in the user file; if the comparison is successful, determining that the user identity issuccessfully verified, processing the payment request and recording the payment request to a transaction log; and if the comparison is not successful, returning to a user side to prompt re-acquisitionof the iris image.

Description

technical field [0001] The invention relates to the technical field of payment, in particular to a method and system for identifying identity by using iris features and action features. Background technique [0002] Currently, the biometric payment method has two major advantages, convenience and safety, and is welcomed by young people. According to the survey, about 65% of users will use password-input models for verification, but among young people, about 75% of the post-90s and post-00s will choose fingerprint recognition, voiceprint recognition, and face payment. As a new generation of biometric identification, iris recognition will have a huge application market in the future. [0003] At present, each bank has a huge number of customer groups. Taking Bank of China as an example, the total number of customers currently exceeds 400 million. If a single iris feature is used to realize 1:N retrieval in iris payment, it needs a database base of 400 million Retrieve the un...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06F16/583
CPCG06Q20/40145G06F16/583G06F16/5862Y02D10/00
Inventor 吴平凡林熙南杨儒良陈前坤
Owner BANK OF CHINA
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