Customer to Supplier Funds Transfer

Inactive Publication Date: 2010-01-14
BOKU
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

[0010]In a second aspect, there is provided a method for providing customer to supplier funds transfer, including: transmitting a plurality of premium rate mobile terminating text messages to a mobile cellular telephone to effect a payment from a customer to a supplier after the customer has placed an order with the supplier; populating a

Problems solved by technology

This provides an alternative method of payment that may be considered more secure than entering credit card details into a networked computer system, but it has a disadvantage in that it requires a set up procedure in order for the method to be deployed.
However, a problem with

Method used

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  • Customer to Supplier Funds Transfer
  • Customer to Supplier Funds Transfer
  • Customer to Supplier Funds Transfer

Examples

Experimental program
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Example

[0086]In a first embodiment it is possible for suppliers to gain access to database 208. Alternatively, it may be possible for the suppliers to receive designated reports, such as report 1601 of the type shown in FIG. 16.

[0087]In the example shown in FIG. 16, a supplier is interested in advertising entertainment packages and therefore wishes to know which type of entertainments are preferred by their existing customers. Thus, by referring to the information collected within column 1507, for a number of users, it is possible to perform calculations to determine percentages. Thus, in this example, the supplier receives information to the effect that 40% of their users prefer playing computer games, compared to the other options of watching movies, watching plays, watching sports or watching comedy. Thus, with this information on hand, the supplier may make an educated decision to the effect that further website promotions would best be directed at computer games in preference to DVDs ...

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Abstract

Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier; populate the database with an identification of the telephone number of the customer; populate the database with at least one transaction record related to the premium rate text messages; and facilitate access to the transaction record by the customer via the telephone number of the customer.

Description

RELATED APPLICATIONS[0001]The present application claims priority to United Kingdom Patent Application Number 08 09 383.3, filed on May 23, 2008 and entitled “Customer to Supplier Funds Transfer,” the disclosure of which is incorporated herein by reference.FIELD OF THE TECHNOLOGY[0002]At least some embodiments of the disclosure relate to apparatuses for performing customer to supplier funds transfer.BACKGROUND[0003]Systems for ordering products and / or services over the Internet and then making payment via the Internet are known. Many of these conventional systems involve identifying credit or debit card numbers such that funds may be obtained from a bank in a manner substantially similar to conventional credit card transactions.[0004]A system for instructing payment to be made via mobile telephone text messages is described in United States patent application publication No. 2007 / 0203836 A1, published Aug. 30, 2007. This provides an alternative method of payment that may be consider...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G06Q30/00
CPCG06Q20/10G06Q30/0601G06Q20/3223G06Q20/12
Inventor SMITH, GLYN BARRY
Owner BOKU
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