Direct finance commodity online operation system and method

Abstract

The invention discloses a system and a method for online operation of direct financial commodities. The system comprises an authorization unit, which conducts admittance examination to enrollee visitors and, after the admittance is affirmed, gives a permanent member admittance number to the visitor, who obtains a code letter from the authorization unit after becoming a member by getting the ownership of the admittance number; an admittance control and management unit, which permits admittance communication for members who input correct permanent admittance numbers and corresponding personal codes; an online financial commodity operation unit, the management server of which performs examination and verification of business operation applied for by an admitted number through order placing and, if no mistake is found, allows the business operation of financial commodities; and a delivery liquidation work unit, which, after business operation of financial commodities is finished, carries out financial account operation and, via networks, carries out financial management. The invention can provide an online and real-time delivery settlement method, which solves the inconvenience of collection, account checking and write-off after bid opening of direct financial commodities in the prior time.

Description

technical field [0001] The present invention relates to a system and method for online operation of direct financial commodities, that is, a system and method for online financial delivery and clearing of direct financial commodities. Background technique [0002] Today, when network communication is widely used, the establishment of electronic finance or network finance has received tremendous attention. Among the various electronic financial or network financial applications that are currently visible, there may be two main developments. The first one still maintains the characteristics of indirect finance, using the original business to use network transactions to save costs; the other is direct financial For the purpose of promoting direct financial products, such as union-style products, it is hoped that capital suppliers and capital demanders can be directly traded, and the cost is determined by themselves. [0003] At present, the banking industry operates direct fin...

AI Technical Summary

Problems solved by technology

When members send delivery money, they may misremember the remittance account number, or use different delivery methods, such as bank remittance, ATM transfer, post office transfer, cash deposit, etc. Some remittance tools or delivery methods are not displayed The name of the remitter, the identity of the remitter cannot be identified in time

For the delivery payment that does not show the sender, the delivery unit needs to additionally confirm the identity of the sender with the sender. If the number of transactions is too large, it will cause trouble in the delivery operation

[0004] In addition, in the current delivery and clearing operation of online shopping, some merchants use virtual account delivery and payment, which is limited to one of the payment tools selected by members for online shopping

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