Bank interface machine, automatic charging method and system

A technology of automatic recharge and banking system, applied in the field of communication, can solve problems such as security risks, user losses, leaks, etc., to achieve effective isolation, improve security, and reduce security risks.

Inactive Publication Date: 2010-08-04
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] In the existing automatic recharging method, the user's bank account number and password information are stored on the telecommunications service platform, which has certain security risks; because the security level of the telecommunications system is lower than that of the banking system, leaks may occur; once the user If your bank account password information is stolen, it may cause heavy losses to users

Method used

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  • Bank interface machine, automatic charging method and system
  • Bank interface machine, automatic charging method and system
  • Bank interface machine, automatic charging method and system

Examples

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Embodiment Construction

[0036] Such as figure 1 As shown, it is a structural schematic diagram of the automatic recharging system of the embodiment of the present invention. This embodiment includes a telecommunication service platform 10 , a bank interface machine 20 and a bank system 30 . The telecommunication service platform 10 is used to provide telecommunication services, and stores the user's telecommunication account information. The telecommunication account information includes at least the telecommunication account number and the balance of the account. The telecommunication account number is the identification of the telecommunication account. The bank interface machine 20 is located at the side of the bank, and together with the banking system 30 forms a banking service platform. The bank interface machine 20 stores the corresponding relationship between the user's telecommunication account number and bank account information, and forwards messages between the telecommunication service ...

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PUM

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Abstract

The invention relates to an automatic rechargeable method and an automatic rechargeable system through a bank interface message processor. The automatic rechargeable method comprises the following steps of receiving a first automatic rechargeable request message which is sent by a telecommunication service platform and carries a telecommunication account number and rechargeable amount; confirminga bank account message corresponding to the telecommunication account number, adding the bank account message in the first automatic rechargeable request message to generate a second automatic rechargeable request message, and sending the second automatic rechargeable request message to a bank system; and receiving an automatic rechargeable response message returned by the bank system, and forwarding the automatic rechargeable response message to the telecommunication service platform. The method realizes the effective isolation between telecommunication networks and bank networks through thebank interface message processor, can improve the safety of message storage by storing the bank account message in the bank interface message processor, and effectively reduces the safety risk of thesystem.

Description

technical field [0001] The invention relates to communication technology, in particular to a bank interface machine, an automatic charging method and system. Background technique [0002] In the process of using telecommunication services, there are many ways for users to pay fees to operators, for example, paying cash at business halls, purchasing valuable recharge cards for recharging, and bank recharging. [0003] Now there is an automatic recharge method. The user provides the bank account number to the operator. When the user's balance is insufficient, the operator's telecommunications service platform automatically initiates a transfer request to the bank, and recharges the money from the user's bank account to the user on the telecommunications platform. in the account. This method needs to establish a connection between the telecommunications service platform and the banking system. The telecommunications service platform stores the user's telecommunications account...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06Q20/00
Inventor 李春成
Owner HUAWEI TECH CO LTD
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