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Method and system for third party issue and sell and manage funds of consumption cards

A consumption card and consumption amount technology, applied in the field of consumption cards, can solve the problems of loss, high cost of marketing and promotion, and worthless

Inactive Publication Date: 2010-02-03
黎克斌 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the consumer cards issued by it have obvious defects in actual use: First, because the merchants’ own credit is only used as a guarantee, if the merchants suffer major losses or even go bankrupt in their operations, customers who have purchased these consumer cards and have not consumed may become worthless and suffer losses
Second, this type of card is only sold through its own sales channels, the range of customers is limited, and the cost of marketing and promotion is also high

Method used

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  • Method and system for third party issue and sell and manage funds of consumption cards
  • Method and system for third party issue and sell and manage funds of consumption cards
  • Method and system for third party issue and sell and manage funds of consumption cards

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Embodiment Construction

[0018] The present invention will be further described below in conjunction with accompanying drawing:

[0019] As shown in the figure, the whole process is divided into two stages:

[0020] 1. Card issuing stage

[0021] S101. The merchant 101 signs an agreement with the third-party card issuer 102, entrusting the third-party card issuer 102 to issue and sell consumer cards on behalf of the merchant 101.

[0022] S102. The third-party card issuer 102 signs an agreement with the third-party supervisor 103, and opens a supervisory account at a designated bank. The third-party card issuer 102's income from selling consumer cards all enters the supervision account, and the third-party supervisor 103 supervises the funds in the supervision account.

[0023] S103, the third-party card issuer 102 is responsible for selecting a suitable third-party sales channel 104, and signing an agreement with the third-party card issuer 104 to sell consumer cards through the channel 104. The t...

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PUM

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Abstract

The invention relates to a method and a system for third party issue and sell and manage funds of consumption cards. The method comprises the following steps: third party card issue; third party channel sell; third party supervising, trade companies and clients, wherein a third card-issuing party is entrusted by the trade companies to issue and sell the consumption cards to the clients by the third party channels; a third supervisory party supervises the funds of the consumption cards of the third card-issuing party, and the clients hold the consumption cards to consume in the trade companies.

Description

technical field [0001] The present invention relates to consumption cards, mainly a method and system for third-party issuance, sales and fund supervision of consumption cards. Background technique [0002] At present, in order to promote sales, merchants often issue various consumption cards themselves, such as shopping cards, discount cards, gift cards, etc., to attract customers to purchase and consume. However, the consumer cards issued by it have obvious defects in actual use: First, because the merchants’ own credit is only used as a guarantee, if the merchants suffer major losses or even go bankrupt in their operations, customers who have purchased these consumer cards and have not consumed Otherwise, it may become worthless and suffer losses. Second, this type of card is only sold through its own sales channels, the range of customers is limited, and the cost of marketing and promotion is also high. Contents of the invention [0003] The purpose of the present in...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q20/00G06Q40/00G06Q20/34
Inventor 黎克斌黄奕闽
Owner 黎克斌
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