Transaction abnormity processing unit of financial transaction processing system and method thereof

Abstract

The invention provides a transaction abnormity processing unit of a financial transaction processing system and a method thereof and belongs to the abnormity processing technology field of the financial transaction processing system. The transaction abnormity processing method comprises the following steps that according to a transaction phase, a transaction state and a transaction class of the abnormity in the transaction in the financial transaction processing system, a corresponding abnormity processing flow identification is mapped in an error message; based on the abnormity processing flow identification, a corresponding abnormity processing flow is acquired; the abnormity processing flow corresponding to each abnormity is concentratedly executed. A transaction abnormity processing mechanism of the invention possesses the characteristics that expansibility is good; during a post processing process, abnormity processing is simple. By using the unit and the method of the invention, a speed, flexibility and maintainability of the financial transaction processing system can be increased.

Description

technical field [0001] The invention belongs to the technical field of abnormality processing of a financial transaction processing system, and relates to an abnormality processing unit and a method for executing a corresponding abnormality processing flow according to the transaction stage, transaction state, and transaction category of the abnormality. Background technique [0002] In the current financial transaction processing system, a multi-process and staged processing mechanism is generally used for transaction processing. figure 1 Shown is a schematic diagram of the structure of the financial transaction processing system and external systems. like figure 1 As shown, the payment terminal 10 is used to realize payment functions such as credit card payment, which can initiate transaction activities; the upstream system 30 refers to the card issuer system, etc.; the payment terminal 10 and the upstream system 30 are both connected to the transaction processing center ...

AI Technical Summary

Problems solved by technology

The exception handling method proposed in this patent has the following disadvantages: (1) The payment business that this method focuses on has a relatively simple processing process, and only focuses on whether the amount and status are abnormal; (2) This method cannot fully cover complex financial transactions. Transaction processing, and various abnormal situations that occur; (3) The abnormal handling of this method only involves the inside of the financial transaction processing system, and does not involve the handling of abnormal situations that interact with the outside of the financial transaction processing system

Therefore, in general, the exception handling function of the exception handling system is relatively simple, and has relatively large limitations in flexibility and scope of use.

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