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Method and system for third-party account automatic teller machine withdrawal based on dynamic two-dimensional code

A technology of dynamic two-dimensional codes and automatic teller machines, which is applied in the field of encoding and decoding of two-dimensional codes, and can solve cumbersome problems

Inactive Publication Date: 2017-08-01
ATMU INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0014] The purpose of the present invention is to overcome the deficiencies of the above-mentioned technologies, and provide a third-party account automatic teller machine withdrawal method and system based on a dynamic two-dimensional code, which uses a third-party organization to carry out automatic teller machine withdrawals, solves the cumbersome problem of the mobile phone reservation withdrawal process, and improves The security level of ordinary static QR code withdrawals, maintaining the financial security of users

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  • Method and system for third-party account automatic teller machine withdrawal based on dynamic two-dimensional code
  • Method and system for third-party account automatic teller machine withdrawal based on dynamic two-dimensional code
  • Method and system for third-party account automatic teller machine withdrawal based on dynamic two-dimensional code

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Embodiment Construction

[0079] The following is a detailed description of the specific implementation of the present invention in conjunction with the accompanying drawings and preferred embodiments. This patent is based on the original static two-dimensional code, providing a safer and more reliable two-dimensional code generation and verification technology - dynamic two-dimensional code.

[0080] see figure 2 , which shows a structural diagram of a dynamic two-dimensional code third-party withdrawal transaction system.

[0081] In this embodiment, a smart phone is taken as an example, and a predefined dynamic two-dimensional code transaction application program including a dynamic two-dimensional code scanning function is deployed in the program memory of the smart phone in the form of a mobile phone application.

[0082] When the user wants to withdraw cash through the dynamic two-dimensional code, he can directly go to the automatic teller machine that supports the functions described in this ...

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Abstract

The invention relates to the technical field of encoding and decoding two-dimension codes, in particular to a third-party account ATM (automatic teller machine) withdrawing method based on dynamic two-dimension codes. The method comprises the following steps that a user can choose a third-party organization no-card withdrawing function of the dynamic two-dimension codes on an ATM, the ATM can display dynamic two-dimension code images, the user can log in third-party organization APP application programs to scan the dynamic two-dimension codes and send transaction data information to a third-party organization server, the third-party organization server can transmit the transaction data to a dynamic two-dimension code checking server, the dynamic two-dimension data checking server can check data and finally returns the transaction information to the third-party organization server, and the third-party organization server can check the legality of the transaction information and then checks the transaction information again. When the transaction information is not legal, transaction is refused and finishes. Compared with an existing static two-dimension code withdrawing program, a dynamic two-dimension code checking technique utilizes a more complex security mechanism to guarantee financial security of the user.

Description

technical field [0001] The invention relates to the technical field of coding and decoding of two-dimensional codes, in particular to a method and system for withdrawing cash from an automatic teller machine for a third-party account based on a dynamic two-dimensional code. Background technique [0002] At present, when people need to withdraw money on an ATM, they usually need to carry a bank card to operate on the ATM. However, in the process, they often forget to take out the card, swallow the card abnormally, the card reader fails to trade or various other problems. Such a withdrawal method is time-consuming and cumbersome to operate, and the user experience urgently needs to be improved. [0003] At present, some banks have also introduced the method of withdrawing money from ATMs without a card. For example, mobile phone appointment withdrawal, static QR code withdrawal, but the process of mobile phone appointment withdrawal is very cumbersome, and the security of sta...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06K19/06
Inventor 乔良树
Owner ATMU INFORMATION TECH
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