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Intelligent card locking method and apparatus

A smart card and gray lock technology, applied in the fields of instruments, finance, data processing, etc., can solve problems such as low use efficiency and achieve the effect of improving convenience

Inactive Publication Date: 2015-11-25
STATE GRID CORP OF CHINA +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The invention provides a smart card gray lock method and device, which are used to solve the problem of low efficiency caused by the existing smart card can only be gray locked once

Method used

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  • Intelligent card locking method and apparatus
  • Intelligent card locking method and apparatus
  • Intelligent card locking method and apparatus

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0092] In order to solve the problem that the existing smart card can only be gray-locked once and the use efficiency is low, this embodiment provides a smart card gray-lock method. The method flowchart of embodiment 1 is as figure 1 shown. Depend on figure 1 As can be seen, the present invention comprises the following steps:

[0093] This embodiment provides a smart card gray lock method, the method flow chart of this embodiment is as follows figure 1 As shown, the method includes the following steps:

[0094] S101. Query the current gray lock pre-freezing times information in the gray record file of the smart card;

[0095] S102. Comparing the current number of gray lock pre-freezing times with the set number of gray lock pre-freezing times; wherein, the set number of gray lock pre-freezing times is preset by other devices;

[0096] S103. If the current number of gray-lock pre-freezing times does not reach the set number of gray-lock pre-freezing times, perform a gray-...

Embodiment 2

[0108] This embodiment and Embodiment 1 belong to the same inventive concept. This embodiment provides a smart card gray lock method. The method flow chart of this embodiment is as follows figure 2 As shown, the method includes the following steps:

[0109] S201. Receive an instruction from the terminal to query the information on the number of times of pre-freezing of the current gray lock in the gray record file;

[0110] S202. Send the current gray lock pre-freezing times information to the terminal according to the instruction;

[0111] S203. If the current number of gray lock pre-freezing times does not reach the set number of gray lock pre-freezing times, accept the gray lock operation of the terminal; otherwise, reject the gray lock operation of the terminal.

[0112] The method of this embodiment also includes:

[0113] S204. Accepting the step of setting the gray record file by the terminal, which is used to set the pre-frozen amount of the gray lock.

[0114] Sin...

Embodiment 3

[0122] This embodiment and Embodiment 1 belong to the same inventive concept. This embodiment provides a smart card gray lock terminal. The device structure diagram of this embodiment is as follows image 3 As shown, the terminal includes:

[0123] Information query unit 301, for querying the current gray lock pre-freezing number of times information in the gray record file of the smart card;

[0124] An information comparison unit 302, configured to compare the current number of gray-lock pre-freezing times with the set number of gray-lock pre-freezing times;

[0125] The first gray lock operation unit 303 is configured to perform a gray lock operation on the smart card when the current gray lock pre-freeze times do not reach the set number of gray lock pre-freeze times; otherwise, do not perform a gray lock operation on the smart card. Wherein, the first gray lock operation unit 303 also includes:

[0126] (1) The first information sending subunit 3031 is configured to sen...

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Abstract

The invention discloses an intelligent card locking method and apparatus in the technical field of intelligent chips. The method includes the steps: checking information of a current locking pre-freezing frequency in a locking record file of an intelligent card; comparing the current locking pre-freezing frequency with a set locking pre-freezing frequency; and locking the intelligent card if the current locking pre-freezing frequency does not reach the set locking pre-freezing frequency, otherwise, not locking the intelligent card. Money in the intelligent card can be pre-frozen many times according to actual situations, and the sum of money that is frozen each time can be readjusted. After locking, a user can take away the intelligent card, carries out financial transactions in terms of remaining money, except the money that has been pre-frozen many times, in the intelligent card. In this way, the locked intelligent card can still be normally used for transactions, pre-freezing can be conducted again to meet the locking demand, and the use convenience for the user is greatly improved.

Description

technical field [0001] The invention relates to the technical field of smart chips, in particular to a smart card gray lock method and device. Background technique [0002] According to the requirements of my country's bank card chip plan, on March 13, 2005, the People's Bank of China issued Document No. 55, officially promulgating the industry standard "China Financial Integrated Circuit (IC) Card Specification" (JR / T0025-2005) (industry abbreviation PBOC2.0). This specification supplements and perfects the application of electronic wallet / passbook; adds debit / credit applications compatible with EMV standards; adds standards for physical characteristics of contactless IC cards; adds guidelines for extended applications of electronic wallets, personalized guidelines for debit / credit applications, etc. . This standard will lay a standard foundation for my country's bank card chip, ensure that my country's bank card chip realizes universal and safe networking, and effectively...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 付青琴李北川袁艳芳赵东艳王于波
Owner STATE GRID CORP OF CHINA
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