The invention discloses a multifunctional intelligent interactive terminal, which comprises a data processing and controlling module, a data storage module, a TCP/IP (transmission control protocol/Internet protocol) encryption module, a wire communication module, a wireless communication module, an uplink communication module and a downlink communication module. A communication method for the terminal comprises the processes of data acquisition, data processing and data transmission and supports wire and wireless communication channels, wherein the wire communication mode is Ethernet communication, and the wireless communication is a 3G mode. The uplink communication mode supports an Ethernet channel and a 3G wireless channel, one of the Ethernet and the 3G is configured as a main channel, the other channel is configured as a standby channel, and the channels are mainly used for remote communication of the equipment; and the downlink communication mode supports the Ethernet channel, and is mainly used for local communication of the equipment to meet the communication of a local area network in industrial application. The terminal has the advantages of convenience for operation, reliable operation, high information transmission quantity and high transmission speed, can provide convenient and efficient power utilization information and power utilization service with strong interactivity for users, and realizes the function of an intelligent power utilization interactive service platform.