Internet culture-finance resource integration system

Abstract

The invention provides an internet culture-finance resource integration system in order to solve a problem that the existing cultural industries are non-smooth in financing channel, tensed in capital source and simple and traditional in used financing tool. The system comprises an originator module, a basic asset pool module, a special purpose vehicle (SPV) module, a credit adding agency module, a credit rating agency module, a management agency module, a trustee agency module, an underwriter module and an investor module, and is characterized in that each module comprises a plurality of subjects, investors can select different subject elements according to preferences, risks, earnings and liquidity principles, the selected elements are regarded as a whole and inputted into a product information calculation program of the system, and the information calculation program can output investment information for the investors to refer. Through the internet culture-finance system, the cultural industries can vitalize a large amount of assets which lack liquidity, thereby improving the financial structure of enterprises, broadening capital source channels, and reducing the financing cost.

Description

technical field [0001] The invention relates to the network application technology of Internet financial resources, in particular to an Internet cultural financial resource integration system. Background technique [0002] With the development and popularization of network technology, emerging industries combined with Internet technology are also showing a rapid development trend, especially the rapid development of Internet finance in recent years. The accompanying Internet financial platform has also emerged and flourished. Like P2P Internet financial platforms, crowdfunding financial platforms, e-commerce small loan Internet financial platforms, and supply chain financial Internet financial platforms, these platforms are useful for optimizing the allocation of financial resources, improving the efficiency of resource allocation, and solving the problems of difficult and expensive financing for small and medium-sized enterprises. The asset allocation of low- and middle-in...

AI Technical Summary

Problems solved by technology

However, the current Internet financial platform does not have a wide range of professionalism, and the financial business involved is actually moving traditional offline businesses such as lending and equity investment to the Internet. It is just an extension of the sales channel and has not changed substantially. The offline attributes of finance rarely break through the scope of traditional financial services in my country, and it does not reflect that computer networks, as an intelligent carrier, can make financial services and financial products standardized and streamlined products

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