Internet culture-finance resource integration system

A resource integration and Internet technology, applied in the field of Internet cultural and financial resource integration systems, can solve the problems of not substantially changing the offline attributes of finance, not reflecting the computer network, and not enough professional breadth, so as to broaden the channels of funding sources and reduce Financing costs, the effect of broadening investment channels and scope

Inactive Publication Date: 2015-12-30
长沙星际泛函网络科技有限公司
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  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

However, the current Internet financial platform does not have a wide range of professionalism, and the financial business involved is actually moving traditional offline businesses such as lending and equity investment to the Internet. It is just an extension of the sales channel and has not ...

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  • Internet culture-finance resource integration system

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Embodiment Construction

[0007] As can be seen from the figure, the Internet cultural financial resource integration system of the present invention includes n1 initiators, n2 basic asset pools, n3 special purpose vehicles (SPVs), n4 credit enhancement agencies, n5 credit rating agencies, and n6 management agencies. Institutions, n7 trustees, n8 underwriters, eight optional modules and a product information calculation program, investors select the main elements in each module (which can be one or more) on the Internet asset securitization resource platform, and then The selected element combination is input into the product information calculation program centrally, and through the program operation, the Internet asset securitization products including cost, annualized rate of return, risk level prompt, term, investment method, and repayment method are automatically generated. If the investor intends to purchase the product after analyzing the product, he will complete the payment through online payme...

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Abstract

The invention provides an internet culture-finance resource integration system in order to solve a problem that the existing cultural industries are non-smooth in financing channel, tensed in capital source and simple and traditional in used financing tool. The system comprises an originator module, a basic asset pool module, a special purpose vehicle (SPV) module, a credit adding agency module, a credit rating agency module, a management agency module, a trustee agency module, an underwriter module and an investor module, and is characterized in that each module comprises a plurality of subjects, investors can select different subject elements according to preferences, risks, earnings and liquidity principles, the selected elements are regarded as a whole and inputted into a product information calculation program of the system, and the information calculation program can output investment information for the investors to refer. Through the internet culture-finance system, the cultural industries can vitalize a large amount of assets which lack liquidity, thereby improving the financial structure of enterprises, broadening capital source channels, and reducing the financing cost.

Description

technical field [0001] The invention relates to the network application technology of Internet financial resources, in particular to an Internet cultural financial resource integration system. Background technique [0002] With the development and popularization of network technology, emerging industries combined with Internet technology are also showing a rapid development trend, especially the rapid development of Internet finance in recent years. The accompanying Internet financial platform has also emerged and flourished. Like P2P Internet financial platforms, crowdfunding financial platforms, e-commerce small loan Internet financial platforms, and supply chain financial Internet financial platforms, these platforms are useful for optimizing the allocation of financial resources, improving the efficiency of resource allocation, and solving the problems of difficult and expensive financing for small and medium-sized enterprises. The asset allocation of low- and middle-in...

Claims

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Application Information

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IPC IPC(8): G06Q40/00
Inventor 邵玉君
Owner 长沙星际泛函网络科技有限公司
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