Internet real estate investment trust fund resource integration system

Abstract

The invention provides an Internet real estate investment trust fund resource integration system. The objective of the invention is to solve the problem of unsmooth financing channels, constraint capital sources and simple and traditional financing tools of the existing real estate industry. The system includes an initiator, an underlying asset pool, a special purpose vehicle (SPV), a credit increasing agency, a credit rating agency, a management agency, a trustee agency, an underwriter and an investor module; each module includes a plurality of subjects, and an investor can select different subject elements according to his or her own preferences, risks, earnings and liquidity principles, and inputs selected elements to a product information calculation program of the system as a whole; and the product information calculation program will output investment information which can serve as references for the investor. With the Internet real estate investment trust fund resource integration system adopted, assets lack of liquidity can be vitalized, the financial structure of an enterprises can be improved, and stock right capital source channels can be broadened, and financing cost can be reduced.

Description

technical field [0001] The invention relates to the network application technology of Internet financial resources, in particular to an Internet real estate investment trust fund resource integration system. Background technique [0002] Over the past ten years, the real estate industry has experienced great development and prosperity in my country. Although housing prices have fluctuated during the period, overall, both housing prices and the real estate industry itself have made great strides forward. Real estate has gradually become the supporting force of my country's economic development, which is determined by the level and stage of my country's economic development. However, with the further development of my country's economy and society, it is impossible for the real estate industry and housing prices to develop at a high growth rate as in the past ten years without restriction. Now the real estate market is under further pressure to destock and deleverage. In the ...

AI Technical Summary

Problems solved by technology

In the past, the funds of real estate developers mainly came from bank loans and financing from other financial institutions, such as trusts, funds and wealth management, etc., the difficulties in applying for development loan funds from banks, and the expansion of capital costs in shadow banks have restricted the further development of the real estate market. Development, high development costs are indirectly transferred to home buyers through the form of house prices, resulting in high prices, many low- and middle-income groups cannot afford houses, and huge inventory pressure

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