Method for preventing cheating used when vehicle accident appears by utilizing vehicle-mounted intelligent terminal

Abstract

The invention relates to a method for preventing cheating used when a vehicle accident appears by utilizing a vehicle-mounted intelligent terminal. The method comprises the following steps of performing remote-distance analysis on a vehicle accident according to related vehicle data which is real-time collected and uploaded to a background through the components comprise a GPS chip, a gravity sensor, a magnetic field sensor, an angular speed sensor and the like in a vehicle-mounted intelligent terminal mounted on a vehicle OBD interface, wherein the collected information comprises the data of a vehicle speed changing situation, an accident position, accident time, collision intensity, accelerator position change, brake position change, steering wheel position change, vehicle posture change, vehicle speed, engine rotating speed, ignition time, a driving distance of the vehicle from the ignition time to the accident occurrence time and the like; sending the real-time monitoring data in a time range before and after the occurrence of the accident to a background system; and when the background system receives the reporting information of a vehicle owner, analyzing and comparing the accident real-time monitoring data uploaded by the vehicle-mounted intelligent terminal, analyzing the cause of the accident, and identifying the authenticity of the accident. According to the method disclosed by the invention, the workload of a prospecting staff and the operation cost of an insurance company are reduced, and the authenticity and the validity of the data are guaranteed.

Description

technical field [0001] The invention relates to a method for realizing vehicle accident prevention and fraud prevention by using a vehicle-mounted intelligent terminal, and belongs to the technical field of insurance. Background technique [0002] After a vehicle accident occurs, the owner will call the service number of the insurance company to report the case. After receiving the car owner's report, the insurance company will arrange on-site investigators to go to the accident location to conduct accident investigation and damage confirmation, or the car owner will take photos to collect the required materials and submit them online. On-site inspection is an after-the-fact inspection. The inspectors cannot obtain the state data of the vehicle during the accident (such as vehicle attitude change, vehicle speed, accident location, accident time, collision intensity, etc.), and can only rely on personal experience to judge the authenticity of the accident scene. For the way ...

AI Technical Summary

Problems solved by technology

There is basically no technical guarantee for the insurance company to identify the authenticity of the on-site photos provided by the car owner, and it can only rely on manual review or inquiry

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