The invention relates to a method for preventing
cheating used when a
vehicle accident appears by utilizing a vehicle-mounted intelligent terminal. The method comprises the following steps of performing remote-
distance analysis on a
vehicle accident according to related vehicle data which is real-time collected and uploaded to a background through the components comprise a GPS
chip, a gravity sensor, a
magnetic field sensor, an angular speed sensor and the like in a vehicle-mounted intelligent terminal mounted on a vehicle OBD interface, wherein the collected information comprises the data of a vehicle speed changing situation, an accident position, accident time, collision intensity, accelerator position change,
brake position change,
steering wheel position change, vehicle posture change, vehicle speed, engine rotating speed, ignition time, a driving distance of the vehicle from the ignition time to the accident
occurrence time and the like; sending the real-time
monitoring data in a
time range before and after the occurrence of the accident to a background
system; and when the background
system receives the reporting information of a vehicle owner, analyzing and comparing the accident real-time
monitoring data uploaded by the vehicle-mounted intelligent terminal, analyzing the cause of the accident, and identifying the authenticity of the accident. According to the method disclosed by the invention, the
workload of a
prospecting staff and the operation cost of an insurance company are reduced, and the authenticity and the validity of the data are guaranteed.