The invention provides an automatic vehicle damage assessment method and
system based on video segmentation
in vehicle insurance claim settlement. The method comprises the following steps: constructing a chain hash and a
digital signature by taking an accident video as input, and detecting secondary compression and frame pulling; a shared
trunk and double-
branch network is adopted to complete part damage segmentation, and
optical flow and re-identification are combined to keep cross-frame consistency and refine a
mask; under the calibration of a
license plate, a hub and a marked line, a
monocular depth and part curvature prior
estimation recess depth and normal disturbance are fused; calculating quantitative indexes such as scratch length, scratch width, paint removal area, crack span and the like according to component topology, and performing grade evaluation; the
evaluation result is mapped to a part BOM, man-hour and price
library, replacement, repair and spraying schemes and cost details are automatically generated, a structured report containing
key frame superposition and check codes is output, and video-level stable quantification, evidence
traceability and automatic loss assessment are achieved.