Payment request processing method, payment request processing device and terminal

Abstract

The invention provides a payment request processing method, a payment request processing device and a terminal. The method includes the following steps that: after a current terminal receives a payment request, the current user of the current terminal is prompted to allocate total payment amount in the payment request to a plurality of users; whether first target payment amount allocated for each user in the plurality of users is received is judged, if the first target payment amount allocated for each user in the plurality of users is received, each user is prompted to pay the first target payment amount of each user through the target terminal of each user; whether the first target payment amount paid by each target terminal is received is judged, if it is judged that the first target payment amount paid by each target terminal is received, responding to the payment request is allowed; and if the first target payment amount paid by each target terminal is not received, responding to the payment request is refused. With the technical schemes of the invention adopted, payment means can be extended to multi-person payment and multi-card payment; payment efficiency can be improved; the payment means can be enriched; users can be facilitated; and therefore, user experience can be improved.

Description

technical field [0001] The present invention relates to the field of mobile payment, in particular to a payment request processing method, a payment request processing device and a terminal. Background technique [0002] Mobile payment, also known as mobile payment, is a service method that allows users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. At present, mobile payment methods are relatively simple. When you fancy a When purchasing goods, the user can complete the payment by entering the password through the bound bank card. [0003] However, in contemporary life, everyone has a lot of bank cards in their hands. When purchasing goods online, the existing payment method is to select a bank card to complete the payment. The amount is divided into multiple parts for different users to complete the payment together, and different bank cards cannot be used to complete the payment at the same time. When the amount of th...

AI Technical Summary

Problems solved by technology

[0003] However, in contemporary life, everyone has a lot of bank cards in their hands. When purchasing goods online, the existing payment method is to select a bank card to complete the payment. The amount is divided into multiple parts for different users to complete the payment together, and different bank cards cannot be used to complete the payment at the same time. When the amount of the selected bank card is insufficient, this payment operation has to be abandoned, and the repeated payment steps have to be repeated. Going through it again is cumbersome, reduces payment efficiency, and brings a bad experience to users

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