Internet-of-things and block chain-based green asset management system

Abstract

The invention discloses an internet-of-things and block chain-based green asset management system. For target groups such as banks, manufacturers, dealers, factors and securities traders, while integrated green asset management is realized, the aspects of deployment security capability, network security management control, data security management control and the like are normalized by high standards to ensure secure and ordered work of businesses; and a secure, efficient and controllable green asset management system and an open platform are provided. According to the internet-of-things and block chain-based green asset management system, the quick bank loan can be realized; product design and management of asset securitization are facilitated; debts of core enterprises are reduced; the timeliness, security and the like of return funds are guaranteed; the business efficiency is greatly improved; and the labor and time costs can be reduced.

Description

technical field [0001] The present invention relates to the field of blockchain, and more specifically, it relates to a green asset management system based on the Internet of Things and blockchain. Background technique [0002] The government strongly supports the development of green industries and renewable energy. However, the traditional model based on industrial and commercial credit is facing many problems. First, pre-loan credit review and material submission are mostly offline operations, which are time-consuming, labor-intensive, and cumbersome, ranging from one week to several months. In the second aspect, it is necessary to invest a certain amount of labor costs, docking costs, and operating costs to verify and confirm the basic personal information of industrial and commercial enterprises, photovoltaic equipment information, industrial and commercial roof conditions, and core manufacturers. In the third aspect, it takes a certain amount of manpower and time to ...

AI Technical Summary

Problems solved by technology

However, the traditional model based on industrial and commercial credit is facing many problems

First, pre-loan credit review and material submission are mostly offline operations, which are time-consuming, labor-intensive, and cumbersome, ranging from one week to several months

In the second aspect, it is necessary to invest a certain amount of labor costs, docking costs, and operating costs to verify and confirm the basic personal information of industrial and commercial enterprises, photovoltaic equipment information, industrial and commercial roof conditions, and core manufacturers.

In the third aspect, it takes a certain amount of manpower and time to verify the income of photovoltaic assets

Fourth, for dealers, the capital cost is high

The fifth aspect is that the sales speed of manufacturers is slow, the number of guarantees is too large, and the debt is too high

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