A credit control prompting method and device

Abstract

The invention discloses a credit control prompting method and device and relates to the technical field of credit control. The method includes the following steps: the account information of users isobtained, whether the users are credit monitoring objects or not is judged, the contrast threshold is obtained according to the overdue sum monitoring range, contrast is performed according to the preset threshold and the arrearage quota to judge whether the user are in arrearage or not, grade assessment and credit prompting are performed on the users, and the credit grade is generated according to the contrast result of the arrearage quota and the preset threshold. Through accessing an information input interface module and an information output interface module to the credit control prompting device, the credit grade assessment model database of different users is established and the preset threshold model database matching the account information of the users, different monitoring plansare adopted for different users, the user payment reminder message and the credit prompting information are transmitted to the clients through various forms and devices of the Ethernet, and the credit control prompting speed and the diversity of the mode and platform of the arrearage and credit information pushing are improved.

Description

technical field [0001] The invention belongs to the technical field of signal control, and in particular relates to a signal control reminder method and device. Background technique [0002] With the continuous promotion of smart phones and the popularization of mobile Internet applications, the functions that terminal equipment can provide are becoming more and more extensive. From the initial call function and SMS function to the current Internet function and payment function, the positioning of terminal equipment is different. It is no longer a simple single communication terminal, but it has increasingly become a comprehensive information terminal. Communication operators need to conduct billing statistics according to different functions used by users, and send billing information to users. During this process Among them, the operator will perform operations such as user arrears reminders, credit rating evaluation, etc. [0003] However, compared with the continuous im...

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Problems solved by technology

[0004] The purpose of the present invention is to provide a credit control reminder method and device. By connecting the information input interface module and the information output interface module into the device, a credit rating evaluation model library for different users and a preset matching user account information can be established. The threshold model database and the user credit information data database that stores user credit information adopt different monitoring plans for different users, and send user reminder information and credit reminder information to customers in various forms and devices through Ethernet, which solves the problem of Credit control delay, reminder delay, arrears and credit information push method and single receiving platform

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