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Medium-free withdrawal transaction method and device, computer equipment and readable storage medium

A transaction method and mediumless technology, applied in the field of transactions, can solve the problems of not supporting cross-institution mediumless withdrawal transactions, etc.

Active Publication Date: 2020-08-25
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention provides a mediumless withdrawal transaction method to solve the technical problem in the prior art that does not support cross-institutional mediumless withdrawal transactions

Method used

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  • Medium-free withdrawal transaction method and device, computer equipment and readable storage medium
  • Medium-free withdrawal transaction method and device, computer equipment and readable storage medium
  • Medium-free withdrawal transaction method and device, computer equipment and readable storage medium

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Embodiment Construction

[0027] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with the embodiments and accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0028] In an embodiment of the present invention, a mediumless withdrawal transaction method is provided, such as figure 1 As shown, the method includes:

[0029] Step 102: Receive a transaction request for mediumless withdrawal sent by the client's mobile terminal, the transaction request includes transaction-related information;

[0030] Step 104: After the transaction account of the transaction request belongs to the transaction organization and the transaction-related information is approved, a withdrawal voucher is generated and sent to the client's mobile terminal;

[0031] Step 106: re...

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Abstract

The embodiment of the invention provides a media-free withdrawal transaction method and device, computer equipment and a readable storage medium. The method comprises steps of receiving a media-free withdrawal transaction request sent by a client mobile terminal, and the transaction request comprising the transaction related information; a transaction account of the transaction request belonging to the transaction institution and generating a withdrawal voucher and sending the withdrawal voucher to the client mobile terminal after the transaction related information is approved; receiving a request for verifying the withdrawal voucher sent by a cash terminal, verifying the withdrawal voucher and sending a verification result to the cash terminal, sending an indication of whether withdrawaltransaction is allowed or not to the cash terminal according to the verification result, and uploading transaction data including the verification result to a block chain, the cash terminal belongingto the transaction mechanism or the cash terminal not belonging to the transaction mechanism. The method is advantaged in that the cross-institution medium-free withdrawal transaction can be realized, so the transaction behavior of the client is prevented from being limited, and transaction convenience of the client is improved.

Description

technical field [0001] The present invention relates to the technical field of transactions, in particular to a mediumless withdrawal transaction method, device, computer equipment and a readable storage medium. Background technique [0002] Currently, banks do not support cross-institutional medialess withdrawal transactions, but only support their own medialess transactions. For example, customer A only has an account with bank a, and customer A can only use bank a's cash terminal (such as an ATM) for cardless withdrawals. , but cannot use bank b's cash terminal (such as an ATM) for cardless withdrawals. This restricts the customer's transaction behavior and makes it inconvenient for the customer to conduct transactions. Contents of the invention [0003] An embodiment of the present invention provides a mediumless withdrawal transaction method to solve the technical problem in the prior art that cross-institutional mediumless withdrawal transactions are not supported. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07F7/10G06Q40/04
CPCG07F19/203G07F19/209G07F7/10G06Q40/04
Inventor 朱江波朱振勇李开峰王铮黄毅昕张盛素李琦刘真真高鹏许恒
Owner BANK OF CHINA
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