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Method, device, computer equipment and readable storage medium for mediumless withdrawal transaction

A transaction method and mediumless technology, applied in the field of transactions, can solve the problems of not supporting cross-institution mediumless withdrawal transactions, etc., to achieve the effect of improving convenience and avoiding transaction behavior

Active Publication Date: 2022-02-01
BANK OF CHINA
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  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention provides a mediumless withdrawal transaction method to solve the technical problem in the prior art that does not support cross-institutional mediumless withdrawal transactions

Method used

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  • Method, device, computer equipment and readable storage medium for mediumless withdrawal transaction
  • Method, device, computer equipment and readable storage medium for mediumless withdrawal transaction
  • Method, device, computer equipment and readable storage medium for mediumless withdrawal transaction

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Embodiment Construction

[0027] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with the embodiments and accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0028] In an embodiment of the present invention, a mediumless withdrawal transaction method is provided, such as figure 1 As shown, the method includes:

[0029] Step 102: Receive a transaction request for mediumless withdrawal sent by the client's mobile terminal, the transaction request includes transaction-related information;

[0030] Step 104: After the transaction account of the transaction request belongs to the transaction organization and the transaction-related information is approved, a withdrawal voucher is generated and sent to the client's mobile terminal;

[0031] Step 106: re...

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Abstract

Embodiments of the present invention provide a mediumless withdrawal transaction method, device, computer equipment, and readable storage medium, wherein the method includes: receiving a transaction request for mediumless withdrawal sent by a client mobile terminal, and the transaction request includes transaction-related information; After the transaction account of the transaction request belongs to the transaction organization and the transaction-related information is approved, a withdrawal certificate is generated and sent to the client’s mobile terminal; receiving a request from the cash terminal to verify the withdrawal certificate, verifying the withdrawal certificate and verifying the The result is sent to the cash terminal, according to the verification result, an indication of whether the withdrawal transaction is allowed is sent to the cash terminal, and the transaction data including the verification result is uploaded to the block chain. The cash terminal belongs to the transaction institution or the cash terminal does not Belongs to this trading institution. This solution can realize inter-institutional medialess withdrawal transactions, so as to avoid restricting customers' transaction behaviors and improve the convenience of customers' transactions.

Description

technical field [0001] The present invention relates to the technical field of transactions, in particular to a mediumless withdrawal transaction method, device, computer equipment and a readable storage medium. Background technique [0002] Currently, banks do not support cross-institutional medialess withdrawal transactions, but only support their own medialess transactions. For example, customer A only has an account with bank a, and customer A can only use bank a's cash terminal (such as an ATM) for cardless withdrawals. , but cannot use bank b's cash terminal (such as an ATM) for cardless withdrawals. This restricts the customer's transaction behavior and makes it inconvenient for the customer to conduct transactions. Contents of the invention [0003] An embodiment of the present invention provides a mediumless withdrawal transaction method to solve the technical problem in the prior art that cross-institutional mediumless withdrawal transactions are not supported. ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G07F7/10G06Q40/04
CPCG07F19/203G07F19/209G07F7/10G06Q40/04
Inventor 朱江波朱振勇李开峰王铮黄毅昕张盛素李琦刘真真高鹏许恒
Owner BANK OF CHINA
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