Code scanning payment system capable of being bound with digital wallet

Abstract

The invention discloses a code scanning payment system capable of being bound with a digital wallet. The system comprises a mobile device and a service system, the mobile device is composed of a shelland a mainboard, and the mainboard is provided with an information acquisition module, a decoding module, a communication transmitting interface, a communication receiving interface and a display module besides a CPU, a storage module, a touch screen function module and a 1 / 0 interface; the service system is a bank settlement service system. The service system is composed of a shell and a built-in mainboard, the built-in mainboard is provided with a CPU, a 1 / 0 interface, a communication receiving interface, a processing module, a storage module and a communication transmitting interface, andafter code scanning payment software is installed in a digital wallet program bar of the mobile equipment, a payment icon is created on a desktop of the mobile equipment.

Description

technical field [0001] The present invention relates to a payment system, in particular to a code-scanning payment system capable of binding a digital wallet. Background technique [0002] The so-called digital wallet refers to the latest online electronic wallet launched by the People's Bank of China, which can implement online transfer without network. At present, most of the known scan code payments are third-party payment platforms. In other words, the existing scan code payment is a new type of online fast payment, and the entire payment process is completed by the platform, users and the People's Bank of China. ; Although the code scanning payment with the smartphone as the carrier is convenient and fast, it does have a relatively large security risk. [0003] First of all, the existing code scanning payment belongs to the third-party payment platform. As far as the existing third-party payment platforms are concerned, they generally have a certain private background....

AI Technical Summary

Problems solved by technology

At present, most of the known scan code payments are third-party payment platforms. In other words, the existing scan code payment is a new type of online fast payment, and the entire payment process is completed by the platform, users and the People's Bank of China. ; Although the code-scanning payment with the smartphone as the carrier is convenient and fast, it does have a relatively large security risk

[0003] First of all, the existing code scanning payment belongs to the third-party payment platform. As far as the existing third-party payment platforms are concerned, they generally have a certain private background. As we all know, compared with the state-owned payment platforms, private payment platforms are more private. After all, the strength of payment platforms is very limited. Once they go bankrupt due to broken funds, the majority of users will suffer heavy economic losses. State-owned banks are different. In addition to huge state-owned assets, they also have strong national support. Based on this It is imperative to develop mobile payment for state-owned banks

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