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Collection and payment settlement method and device

A technology of payment operation and hook function, which is applied in the direction of multi-program device, payment system structure, calculation, etc., can solve the problems of complex and inflexible payment process, and achieve the effect of improving payment efficiency, reducing steps and increasing flexibility

Active Publication Date: 2021-01-05
山东亚华电子股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present application provides a collection and payment settlement method and device, which are used to solve the technical problem that the payment method needs to be known in advance in the process of swiping a card or scanning a code, making the payment process complicated and inflexible

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Embodiment Construction

[0024] In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0025] Existing scan code or credit card payments need to know the customer's payment method in advance, and the lengths and characters of the character strings used for payment are different for different payment methods. Therefore, the payment operation needs to be performed according to the customer's payment method, and the existing code scanning ...

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Abstract

The invention discloses a collection and payment settlement method and device, and aims to solve the problems that a payment mode needs to be known in advance in the payment process, and the payment process is complex and inflexible. The method comprises the steps that based on triggering of payment operation, a delegation event related to payment is registered through a hook function HOOK, the payment operation comprises card swiping or code scanning operation, and the delegation event is used for obtaining content captured by the hook function; monitoring content obtained based on triggeringof card swiping or code scanning operation by using a hook function; triggering a timing function by using a hook function when the character is monitored; when the next character is monitored when the timing duration is less than or equal to the first preset duration, resetting the current timing time through a hook function and timing again; and when monitoring that the timing duration is greater than a first preset duration by using the hook function, returning the monitored content to the delegation event through the hook function. Through the method, the payment operation flexibility isimproved, and the payment efficiency is improved.

Description

technical field [0001] The present application relates to the technical field of intelligent payment, in particular to a payment settlement method and device. Background technique [0002] With the rapid development of science and technology, smart payment has occupied the market. At present, when dealing with the payment methods of scanning codes or swiping magnetic stripe cards, it is usually necessary to first ask the user for the payment method, and then manually select the corresponding third-party payment platform to identify the payment code of the client, and then complete the payment operation. [0003] Moreover, in the prior art, when the code scanning device reads the content of barcodes and two-dimensional codes, or when the card reader swipes the magnetic stripe card, it needs to specify an output focus, and output the code scanning content of the code scanner or the card swiping content of the card reader. displayed in focus. Therefore, the existing payment t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/34G06F9/54
CPCG06Q20/327G06Q20/34G06F9/545
Inventor 范博吴亚丽孙国栋李世健赵浩博
Owner 山东亚华电子股份有限公司
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