Data processing method and system

A data processing and data technology, applied in the computer field, can solve problems such as poor understanding of payment, cumbersome customers, and poor user experience

CN112215592AActive Publication Date: 2021-01-12CCB FINTECH CO LTD
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Publication Date
2021-01-12

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Abstract

The invention discloses a data processing method and system, and relates to the technical field of computers. A specific embodiment of the method comprises the steps of receiving payable item data corresponding to a user and sent by a third-party server; generating payable item detail information according to the payable item data, sending the payable item detail information to the client to be displayed to the user, and then receiving to-be-paid item information determined according to the payable item detail information; generating bill information according to the to-be-paid project information and verifying the bill information by using a token authentication mechanism; and deducting money corresponding to the bill information from the account of the user after successful verification,and sending the money to a corresponding third-party server. According to the embodiment of the invention, the detail of the payable item can be displayed to the user, so that the user can generate the bill of the payable item based on the selection, the bill is verified by using a token authentication mechanism, money deduction is carried out after verification succeeds, and the transaction security is ensured.
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Description

technical field

[0001] The present invention relates to the field of computer technology, in particular to a data processing method and system. Background technique

[0002] In daily life, it is often necessary to pay various fees (such as water fees, electricity fees, property fees, gas fees, traffic fines, etc.), and with the development of Internet technology, online payment or payment methods have gradually emerged and become an important Payment method. There are usually the following two payment or payment methods in the prior art:

[0003] 1) The method of the user's initiative to pay or pay: the user actively inquires about the details of the payment items, and then pays one by one;

[0004] 2) The method of contract withholding: After the user signs an agreement with the charging unit through the Internet platform (such as the online banking system), the charging unit initiates a deduction request on the deduction date, and the Internet platform directly deducts t...

Examples

Embodiment Construction

[0103] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0104] figure 1 is a schematic diagram of the main flow of the data processing method according to the first embodiment of the present invention, such as figure 1 shown, including:

[0105] Step S101, receiving the payable item data corresponding to the user sent by the third-party server;

[0106] Step S102. Generate detailed information on payable items according to t...