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Agricultural salary platform system based on block chain and risk assessment method

A risk assessment and blockchain technology, applied in the blockchain-based agricultural salary platform system and risk assessment field, can solve the problem of arrears of wages for migrant workers, failure to complete loan risk assessment in a timely and accurate manner, and inability to obtain wages for migrant workers from contractors Issues such as the real situation, to achieve the effect of accurate progress

Pending Publication Date: 2021-02-19
HANGZHOU GANDAO INTELLIGENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] When the bank evaluates the contractor's loan, because the bank cannot understand the real situation of the developer and the contractor, nor can it obtain the real situation of the wages of migrant workers required by the contractor, it cannot complete the risk assessment of the loan in a timely and accurate manner. Refusal of loans or failure to provide timely loans to contractors, resulting in arrears of wages for migrant workers

Method used

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  • Agricultural salary platform system based on block chain and risk assessment method
  • Agricultural salary platform system based on block chain and risk assessment method
  • Agricultural salary platform system based on block chain and risk assessment method

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Experimental program
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Effect test

Embodiment 1

[0037] refer to figure 1 , figure 1 It is a structural block diagram of the blockchain-based agricultural salary platform system in Embodiment 1 of the present application. It provides a blockchain-based agricultural salary platform system, including: determining the agricultural salary platform and contractors created in advance based on the blockchain framework and financial institutions, the nodes of the agricultural salary platform include gates and developers;

[0038] The gate obtains migrant worker information and provides it to the contractor, and uploads the migrant worker information to the agricultural salary platform and writes it into the blockchain, wherein the migrant worker information is the work record of the migrant worker, including Attendance records and identity information;

[0039] Determine the developer information, upload the developer information to the agricultural salary platform, and write it into the block chain, wherein the developer informat...

Embodiment 2

[0046] refer to figure 2 , figure 2 It is a structural block diagram of the blockchain-based agricultural salary platform system in Embodiment 2 of the present application. It provides a blockchain-based agricultural salary platform system. On the basis of Embodiment 1, the agricultural salary platform described in Embodiment 2 The node also includes the contractor, and the contractor can be a multi-level contractor. In this embodiment, the contractor includes a first-level contractor, a second-level contractor, and a third-level contractor, and the contractors of all levels are obtained The project contract and note information between them, and upload the information to the agricultural salary platform and write it into the blockchain. The content of the project contract includes the subcontracted project information, and the note information includes Project allocation, project progress ratio, and settlement information between contractors at all levels. The project prog...

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Abstract

The invention discloses an agricultural salary platform system based on a block chain and a risk assessment method, and the method comprises the steps: determining an agricultural salary platform, a contractor and a financial institution which are created in advance based on a block chain frame, and enabling the nodes of the agricultural salary platform to comprise a gate and a developer. The method has the beneficial effects that the object chain No.1 is implanted into the gate, so that the transformed gate can directly upload clock-in data to an agricultural salary platform when an agricultural worker swipes the face to clock in, and the agricultural salary platform automatically stores the data to a block chain, thereby ensuring that the data is real and effective when being acquired and cannot be tampered after being acquired; when a contractor needs a loan, a financial institution can comprehensively obtain the real data of the institutions of all parties through the agriculturalsalary platform, and accurately and truly assesses and knows the attendance data of peasant workers and the labor force and project scale and progress in a developer engineering project instead of carrying out single judgment through a paper file.

Description

technical field [0001] This application relates to the field of information processing technology, in particular to a block chain-based agricultural salary platform system and risk assessment method. Background technique [0002] At present, real estate developers contract projects to contractors during the project development process. Contractors use labor companies or directly recruit migrant workers to carry out project construction. When there is a problem with the flow of funds of the contractor, the problem is solved by borrowing from the bank. Banks will lend the wages of migrant workers to contractors by assessing risks to solve the problem of capital flow. [0003] When the bank evaluates the contractor's loan, because the bank cannot understand the real situation of the developer and the contractor, nor can it obtain the real situation of the wages of migrant workers required by the contractor, it cannot complete the risk assessment of the loan in a timely and accu...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q10/10G06F21/64G06F16/27G06Q50/08G07C1/10
CPCG06Q50/08G06Q10/1057G06F21/64G06F16/27G07C1/10G06Q40/03
Inventor 林炀平徐铁兵宋学武柯叶翔刘卫卫赵帅张勇杰
Owner HANGZHOU GANDAO INTELLIGENT TECH CO LTD
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