Risk control model construction method based on block chain

Abstract

The invention discloses a risk control model construction method based on a block chain, which comprises a collection module, an evaluation module, an auditing module and an authorization module, andis characterized in that the collection module is connected with the evaluation module, the evaluation module is connected with a generation module, the generation module is connected with a construction module, and the construction module is connected with the auditing module; the auditing module is connected with an authorization module, the collection module comprises a user information collection method and a user information collection method, and the collection method comprises the following steps. According to the risk control model construction method based on the block chain, whethera user has fraud behaviors or not can be judged conveniently, the risk of credit is reduced, loss is prevented, the risk control model can be constructed conveniently based on the block chain, the practicability is improved, and on the basis of the risk control model based on the block chain, the risk control model can be perfected according to business requirements in each update, the docking performance of the risk control model and the business requirements in work is improved, and the accuracy of the risk control model is improved.

Description

technical field [0001] The invention relates to the technical field of risk control models, in particular to a block chain-based method for building a risk control model. Background technique [0002] The risk control model on the right side of the risk control model is widely used in credit companies. Only by conducting risk control audits on customers can they handle business. With the development of Internet technology, the Internet financial industry has also risen with the development of Internet technology. The credit loan brings great convenience, and also lowers the credit threshold for users. Usually, users only need to fill in a small amount of personal information on the online credit system to apply for a loan. At the same time, different businesses need to use different risks. Because different operators and different places have different business conditions, it is necessary to develop corresponding risk control models for different risk control models. For the...

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Problems solved by technology

[0004] The purpose of the present invention is to provide a block chain-based risk control model construction method to solve the general risk control model construction method proposed in the above background technology, which is inconvenient to judge whether the user has fraudulent behavior, which increases the risk of credit , making it vulnerable to losses, it is not convenient to build a risk control model based on the blockchain, and the practicability is low, making it difficult to implement a risk control model based on the blockchain-based risk control model in each update according to the needs of the business. Improvement, reduce the connection between the risk control model and business requirements in the work, resulting in poor accuracy of the risk control model

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