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Payment verification method and system, electronic equipment and storage medium

A technology of payment equipment and verification methods, applied in payment systems, payment circuits, payment architectures, etc., can solve problems such as affecting user experience, easy to misappropriation, etc., and achieve the goal of improving payment security, security, and convenience. Effect

Active Publication Date: 2021-08-24
INVENTECSHANGHAI TECH +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the current biometric payment is prone to security issues such as misappropriation, which affects user experience

Method used

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  • Payment verification method and system, electronic equipment and storage medium
  • Payment verification method and system, electronic equipment and storage medium
  • Payment verification method and system, electronic equipment and storage medium

Examples

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Embodiment Construction

[0038]Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of the example embodiments to those skilled in the art.

[0039] The drawings are merely schematic illustrations of the invention and are not necessarily drawn to scale. The same reference numerals in the drawings denote the same or similar parts, and thus repeated descriptions thereof will be omitted. Some of the block diagrams shown in the drawings are functional entities and do not necessarily correspond to physically or logically separate entities. These functional entities may be implemented in software, or in one or more hardware modules or integrated circuits, or in different network and / or processor means ...

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PUM

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Abstract

The invention relates to the technical field of payment authentication, and provides a payment verification method and system, electronic equipment and a storage medium. The payment verification method comprises the following steps: when a payment channel between an earphone and paired payment equipment is opened, monitoring a voice instruction received by a sound receiving device of the earphone; in response to a payment voice instruction, extracting voiceprint features of the payment voice instruction; verifying the voiceprint feature, and judging whether a user identity corresponding to the voiceprint feature is matched with a pre-stored target user identity of the earphone; and if yes, transmitting a payment instruction to the payment device. According to the invention, through the cooperation between the earphone and the paired payment device, the payment security is improved while the payment of the user is facilitated, and the user experience is improved.

Description

technical field [0001] The present invention relates to the technical field of payment authentication, in particular to a payment authentication method, system, electronic equipment and storage medium. Background technique [0002] With the development of technology, payment is constantly evolving to a more convenient way. From the traditional cash payment, it has gradually evolved into a portable bank card payment, and then evolved into a bank card replacement, QR code payment and NFC (Near Field Communication) payment that can be realized by using a mobile phone; in recent years, biological Identification payment is becoming more and more common, and biometric payment uses its own biological characteristics to pay, which is more convenient. [0003] However, the current biometric payment is prone to security issues such as misappropriation, which affects user experience. [0004] It should be noted that the information disclosed in the background section above is only us...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/10G06Q20/38G06Q20/40
CPCG06Q20/065G06Q20/10G06Q20/40145G06Q20/382G06F3/167H04R1/1016H04R1/1091G06Q20/405G06F21/31G06Q20/401Y02D30/70G06Q20/3278G10L15/22G10L15/30
Inventor 虞立
Owner INVENTECSHANGHAI TECH
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