Payment processing method and device, electronic equipment and computer readable storage medium

Abstract

The embodiment of the invention relates to the technical field of security, and discloses a payment processing method and device, electronic equipment and a computer readable storage medium, and the payment processing method comprises the steps: obtaining an equipment private key of payment equipment when a payment instruction is obtained, and generating an equipment voucher of the payment equipment according to the equipment private key, wherein the payment equipment is equipment where the payment application is located, and the equipment private key is pre-stored in a pre-added payment area of the payment equipment; and then, sending a payment request to a background server of the payment application, wherein the payment request comprises the equipment certificate, so that the background server verifies the payment equipment based on the device certificate. According to the method, the payment security is ensured, the secret key of the equipment dimension is realized, and the unique equipment certificate can be generated for the payment equipment according to the equipment private key, so that the background server of the payment application can accurately and effectively verify the legality of the payment equipment before payment processing, the payment security is ensured, and the benefit loss to the user is avoided.

Description

technical field [0001] Embodiments of the present application relate to the field of security technologies, and specifically, the present application relates to a payment processing method, device, electronic device, and computer-readable storage medium. Background technique [0002] With the advancement of technology, the current payment methods are becoming more and more diversified, which brings great convenience to people's lives. Among them, mobile payment is one of the most popular payment methods today. Mobile payment refers to the payment of goods or services consumed by users through mobile terminals, using technologies such as the Internet and wireless communication. [0003] Traditional mobile payment can protect key material from unauthorized use through a key store (such as a secure key store) system. However, the inventors of the embodiments of the present application found in the specific implementation process that: when the keystore generates or imports th...

AI Technical Summary

Problems solved by technology

However, the inventors of the embodiments of the present application found in the specific implementation process that: when the keystore generates or imports the key, it will specify the authorized use method of the key through the payment application. Once the key is generated or imported, its authorization will be It cannot be changed, and the authorization is enforced by the keystore every time the key is used. It is a key mechanism in the payment application dimension, which causes the payment application to be uninstalled, reinstalled on the payment device, or the payment device is restored to factory settings again. When the payment application is installed, the authorization of the payment application will be reset, thus losing the right to obtain the key, which will cause a great security risk to mobile payment and cause the user's loss of interests

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