Method for realizing active propelling and payment of bill

A billing, active technology, applied in the payment system structure, record carrier used by machines, wireless communication, etc., can solve the problem of not satisfying users anytime, anywhere, fast payment, etc., to improve service efficiency and service level, prevent tampering , to ensure the effect of flexibility

Inactive Publication Date: 2010-10-06
李黎明
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

These services mainly solve the centralized management of users' multiple bills, and remind users of the payment time through SMS or email notifications, which brings convenience to users. Users still need to sit next to the computer and key in the corresponding content column by column to pay. Pay bills, even if some third-party payment platforms can combine bill payments, they still fail to meet the needs of users for fast payment anytime, anywhere

Method used

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  • Method for realizing active propelling and payment of bill
  • Method for realizing active propelling and payment of bill
  • Method for realizing active propelling and payment of bill

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] The method for actively pushing and paying bills includes the following steps:

[0033] First of all, the user authorizes the electronic bill management platform to receive various electronic bills and orders of the user, and opens the mobile payment service at the designated outlet; the user can conduct unified management of various bills through the electronic bill management platform, such as: add, edit, Delete bills, set bill reminder dates, etc., the electronic bill management platform can automatically generate a payment bill when the bill reminder date arrives according to user settings;

[0034] Then, after the bill set by the user through the electronic bill management platform reaches the payment period, the payment bill will be automatically generated and sent to the user's mobile phone number; after the user's mobile phone receives the payment bill, the payment client installed on the mobile phone will be activated. The payment client displays the payment bi...

Embodiment 2

[0049] The method for actively pushing and paying bills includes the following steps:

[0050] First, the user authorizes the electronic bill management platform to receive various orders from the user, and opens the mobile payment service at the designated outlet;

[0051] When a user orders goods or completes a reservation through traditional channels such as telephone and the Internet, and needs to pay for goods or tickets, the user chooses to pay by mobile phone; then, the user receives the payment bill pushed by the electronic bill management platform; the user can Unified management of various order forms through the electronic bill management platform, such as: adding, editing, deleting orders, setting order payment reminder dates, etc. The electronic bill management platform can actively generate a payment bill based on the information on the order according to the user's settings;

[0052] Then, the electronic bill management platform sends the payment bill to the use...

Embodiment 3

[0067] The invention provides a method for actively pushing and paying bills.

[0068] First of all, the user needs to go to the designated business outlet to apply for the opening of the mobile payment service. When the service is opened, the user's bank card will be bound to the financial smart card (multiple bank cards can be bound), and the user will insert the received financial smart card into the mobile phone and install the mobile phone. The payment client software is a bill payment application that can be used for mobile payment.

[0069] Such as figure 1 As shown, the implementation environment of the present invention includes: mobile phones, electronic bill management platforms and other ordering platforms.

[0070] The mobile phone is connected to the electronic bill management platform through the wireless communication network. The electronic bill management platform has bill management and bill generation functions. Users can manage their own bills through the...

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PUM

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Abstract

The invention discloses a method for realizing active propelling and payment of a bill. In the method, a user authorizes a limit of power to an electronic bill management platform for receiving various electronic bills and orders of the user, and opens a mobile payment business in a designated website; after receiving the various electronic bills and the orders of the user, the electronic bill management platform automatically generates a payment bill and sends the bill to a mobile phone of the user; and the user selects payment according to the payment bill, and then the user receives payment confirmation notification information after successful payment. The method can remind the bill for active sending, immediately pay and store after receiving the bill and pay at any time according to the user, thus improving efficiency and ensuring flexibility of the user; an encryption technology and a technology for preventing data from being tampered are adopted in the use process, thus improving the safety of remote payment; and the method provided by the invention and assisted by the traditional marketing channel can achieve rapid payment, thus being an important means to realize wireless e-business.

Description

technical field [0001] The invention relates to the technical field of financial bill sending and bill payment, in particular to a method for actively pushing and paying bills. Background technique [0002] With the enrichment of people's financial life, there are more and more various statements and lists related to it. Statements of utility expenses, credit card bills, mortgage repayment statements, fund investment details, securities company statements, etc., these bills can help us understand consumption, investment and other information more clearly. Under the advocacy of "low-carbon life", various bills gradually began to be electronicized, forming electronic bills. Compared with paper bills, electronic bills can provide the same information disclosure, are easier to save, and reduce resource consumption. Consumption, and more importantly, the digitization of bills has laid the foundation for online payment of bills. [0003] At present, many banks provide bill manag...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00H04W88/02G06K19/07G06Q20/42
CPCY02D30/70
Inventor 李黎明
Owner 李黎明
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