Data processing method for realizing bond discount and premium distribution, server and system

Abstract

The invention provides a data processing method for realizing bond discount and premium distribution, a server and a system. The data processing method comprises the following steps of: firstly, acquiring data processing request information including bond information from a trade processing server; secondly, generating an actual day rate approximate value of the bond according to the bond information, and making the bond discount and premium distribution be zero at the expiration date of the bond; thirdly, detecting whether the actual day rate approximate value is less than the precise threshold value; fourthly, generating the actual day rate when the discount and premium distribution is zero according to the actual day rate approximate value less than the precise threshold value finally, sending the data processing information including the actual day rate to an account checking server. By processing the data of the bond discount and premium, the embodiment of the invention reduces the data processing error and improves the data processing speed.

Description

technical field [0001] The invention relates to the field of securities investment, in particular to a data processing method, server and system for realizing bond discount and premium distribution. Background technique [0002] At present, in the fund accounting business, the bond income is calculated in units of days, that is, the bond interest rate needs to be calculated on a daily basis. The accounting content includes: interest receivable (interest calculated according to the coupon rate of the bond), interest income (interest calculated according to the actual daily interest rate) and the balance of discount and premium (purchase cost minus amortized cost). [0003] The Securities Association of China has adjusted the industry's data processing method for the interest receivable of various types of bonds. The core of this data processing method lies in the calculation of the actual daily interest rate. This method is relatively perfect in theory, but there are problems...

AI Technical Summary

Problems solved by technology

[0003] The Securities Association of China has adjusted the industry's data processing method for the interest receivable of various types of bonds. The core of this data processing method lies in the calculation of the actual daily interest rate. This method is relatively perfect in theory, but there are problems in the actual implementation process: in the normal In this case, the balance of discount and premium on the last day of bill maturity (note maturity date) should be zero, that is, the discount and premium amortization (ie distribution of discount and premium) on the last day of bill maturity should be zero, but due to the fact that in the actual process Calculation accuracy and the smallest unit of amount in accounting standards are grading, so the balance of discount and premium on the last day of bond maturity is not equal to zero

In addition, when performing data calculation and processing according to the method given in this data processing method, the data processing process is complicated and the data processing efficiency is low. At present, banks need to serve dozens or even hundreds of various management companies, and the daily calculation of bonds Relatively many, seriously affecting the data processing progress of the bank's daily accounting

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