System and method for air depositing and withdrawing of bank

Abstract

The invention relates to a system and a method for air depositing and withdrawing in the air of a bank. The system for air depositing and withdrawing of the bank comprises a mobile terminal, a communication operator website operating terminal, a business access platform and a banking business platform, and further comprises a center business platform. The center business platform comprises a logical processing service module, a short message service module, a data processing service module, a statistics service module, a log service module and an external interface service module. The logical processing service module comprises a website registering module, a card holder registering module, a withdrawing transaction processing module, a deposit transaction module, a website logout module and a card holder logout module. The system and the method for air depositing and withdrawing of the bank logically connects the banking business platform with the communication operator website operating terminal, logically connects the business access platform with the banking business platform, carries out physical isolation on the banking business platform and the business access platform, solves the connecting and communication problem between heterogeneous systems, solves the safety problem after different business systems are connected, and solves the problems such as data security, account security and payment security of an integrated business system formed by different business systems.

Description

technical field [0001] The invention relates to a transmission and processing system of bank deposit and withdrawal information, in particular to a system and method for bank air deposit and withdrawal. Background technique [0002] With the development of science and technology, the material and cultural living standards of our people have been significantly improved, and the public services they enjoy are more complete, convenient and perfect. However, there are still some areas in our country, especially people in old, young, frontier and poor areas, who are dealing with various financial services. (such as deposits, withdrawals, transfers, payment, etc.), you need to walk a long way and spend a lot of time before you can reach the bank branch to handle banking business. The main reasons for such problems are the inconvenient transportation, poor wired communication lines in these areas (for security reasons, most of the banking systems and their branch terminals use dedi...

AI Technical Summary

Problems solved by technology

[0006] However, the banking system and the communication operator's business system are two completely different systems. If the bank wants to use the communication operator's business platform to provide financial services, it is bound to solve the communication connection and information transmission problems between the two systems. In addition, After different business systems are connected, security issues such as data security, account security, and payment transaction security must also be properly resolved

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