Mobile payment device and method thereof based on NFC technology

A payment device and mobile payment technology, applied in the payment system, near-field transmission system, payment system structure, etc., can solve the problems of low security and reliability, inconvenient carrying of payment devices, and susceptibility to interference, etc., to achieve security And high reliability, small footprint, easy to carry effect

Active Publication Date: 2014-01-08
王越 +3
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0017] The purpose of the present invention is to propose a mobile payment device and its method based on NFC near-field communication technology for the problems of low security and reliability, inconvenient carrying of the payment device, and susceptibility to interference when the mobile terminal performs mobile payment.

Method used

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  • Mobile payment device and method thereof based on NFC technology
  • Mobile payment device and method thereof based on NFC technology
  • Mobile payment device and method thereof based on NFC technology

Examples

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Embodiment Construction

[0071] The present invention will be further described in detail with reference to the accompanying drawings and embodiments.

[0072] The present invention is a mobile payment device based on NFC near-field communication technology, such as figure 1 As shown, it includes a housing 1, a rotating module 2, a display screen 3, buttons 4, a microprocessor 5, a first NFC module 6, a power supply module 9 and a switch 10;

[0073] The second NFC module 7 is located inside the mobile terminal 8 .

[0074] There is a groove on the side of the casing 1, the rotation module 2 is fixed in the groove of the casing 1 through the rotation shaft, the rotation module 2 can rotate around the rotation axis, the display screen 3 and the buttons 4 are fixed on the rotation module 2, the microprocessor 5 The first NFC module 6 is located inside the housing 1 .

[0075] The switch 10 controls the power supply of the power supply module 9 to the display screen 3 , the microprocessor 5 and the fir...

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PUM

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Abstract

The invention discloses a mobile payment device and a method thereof based on an NFC technology, and the NFC technology and hardware encryption are combined. According to the mobile payment device and the method thereof, the NFC technology and the hardware encryption are combined and applied to the field of mobile terminal payment for the first time, and compared with traditional software encryption like dynamic passwords, the hardware encryption is higher in safety and reliability. The mobile payment device is designed in a folding type, a display screen can be folded and put into an outer shell of the mobile payment device when not used, therefore, the occupied space is small, the display screen is protected effectively, and damage to the display screen in the process of mobile carrying can be prevented. The payment device is small in size, easy to carry, and capable of being integrated into a card with a liquid crystal display. According to the mobile payment device and the method thereof, a hardware encryption mode is adopted, a secret key is stored in hardware, safety of the secret key can be guaranteed on the hardware, the secret key in the payment device can not be obtained by the outside through a mobile terminal, possibilities of exposure of the secret key are reduced, and therefore payment can be safer.

Description

technical field [0001] The invention relates to a mobile payment device based on NFC near-field communication technology and a method thereof, belonging to the technical field of mobile payment. Background technique [0002] The rise of the online shopping model has driven the development of the online payment system, and more convenient and safer online payment has become the goal pursued by all users and merchants. As a milestone of online payment, USB-Shield enables users to pay more quickly and safely on relatively fixed platforms such as computers. Mobile payment is an important development direction of future payment. [0003] For mobile payment, its security is the first problem to be solved. At present, the main factors affecting mobile payment security are as follows: [0004] (1) Security vulnerabilities of wireless networks [0005] In the mobile communication network, all communications between the mobile device and the fixed network information center are tr...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04B5/00H04L9/32G06Q20/32G06Q20/40G06Q20/42
Inventor 王越曹竞超冯采杨复淮
Owner 王越
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