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Financial non-tax multi-channel comprehensive fee collection system and payment business processing flow

A payment system and financial technology, applied in data processing applications, instruments, finance, etc., can solve the problem that the collection and printing of bills at the bank counter does not meet the government's financial management requirements, etc., to reduce the workload, reduce the pressure on the counter, The effect of increasing usage

Inactive Publication Date: 2014-04-16
中国农业银行股份有限公司南通分行
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a financial non-tax multi-channel comprehensive payment system to solve the problem in the prior art that the original collection and printing bill charging method at the bank counter has become less and less suitable for the government's financial management requirements

Method used

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  • Financial non-tax multi-channel comprehensive fee collection system and payment business processing flow

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Embodiment

[0045] The financial non-tax multi-channel comprehensive payment system pioneered a new model that extends the payment of financial non-tax revenue to e-commerce, online banking B2B, B2C, self-service terminals and other channels, realizing the full coverage of the financial non-tax revenue payment model and channel functions, It is convenient for financial collection units and the majority of payment customers to choose the most convenient way to complete non-tax payment, which effectively improves the utilization rate of ABC's self-service machines and reduces the pressure on the counter.

[0046] At the same time, the successful research and development of e-commerce and self-service terminal payment platforms has effectively solved the problem of difficult management of financial non-tax revenue bills, and the designed self-service terminal handwriting input mode has expanded the self-service payment objects to all collection units, reducing financial burden. The workload o...

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Abstract

The invention discloses a financial non-tax multi-channel comprehensive fee collection system and a payment business processing flow. The financial non-tax multi-channel comprehensive fee collection system comprises a fee collecting unit system, a bank data query analysis system, an agent bank system and a financial sector system, the fee collecting unit system is formed by a fee collecting unit invoice making management system and a fee collecting unit inquiring and account checking system, the financial sector system comprises a financial data exchange platform and a plurality of sub systems connected through a local area network, the fee collecting unit invoice making management system is connected with the input end of the agent bank system through a communication network, the output end of the agent bank system is connected with the financial data exchange platform through a communication network, and the fee collecting unit inquiring and account checking system and the bank data query analysis system are connected with the financial data exchange platform through a communication network. The financial non-tax multi-channel comprehensive fee collection system and the payment business processing flow have the advantages that based on a traditional counter payment mode, payment of financial non-tax income is extended to a new mode of multiple channels of electronic commerce, Internet banks, self-service terminals and the like for the first time, and all coverage of financial non-tax income payment modes and channel functions is achieved.

Description

technical field [0001] The invention relates to a financial non-tax multi-channel comprehensive payment system and a payment business processing flow, which is a functional innovation and perfection of financial channel self-service machines and tools, and belongs to the technical field of financial electronics. Background technique [0002] Fiscal non-tax revenue refers to, in addition to taxation, state agencies, public institutions, social groups and other organizations with administrative functions, according to law or by virtue of state-owned assets (resources), government investment, monopoly functions endowed by the state, and government reputation. Fiscal funds withdrawn and raised (hereinafter collectively referred to as collection). Fiscal non-tax revenues are managed in strict accordance with the principle of "separation of revenue and expenditure" and the principle of "separation of collection". [0003] In recent years, due to the continuous increase in the bus...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q50/26
Inventor 沈宏星姚健
Owner 中国农业银行股份有限公司南通分行
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