Payment method and system based on 3D holographic projection for identity authentication

Abstract

The invention discloses a payment method based on 3D holographic projection for identity authentication. The payment method includes that a POS (point of sales) terminal with a 3D holographic projection module is utilized to read an identification code of a payment card of a consumer, a payment order in an electronic form is generated by combining with consuming content and sent to a payment server, the payment server sends the payment order to a cellphone of the consumer for verification, order confirmation information is sent to the payment server after the consumer verifies successfully, the payment server further needs to verify fingerprints of the consumer after receiving the order confirmation information, the payment server returns a consumer 3D holographic image bound with the payment card identification code of the consumer after fingerprint verification succeeds, and the POS terminal projects the 3D holographic image for a merchant to examine and verify identity of the consumer, and the payment server deducts money of an account bound with the payment card of the consumer only after examination and verification succeed. In the payment method, through multistage examination and verification, payment safety is improved greatly.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a payment method and system for identity authentication based on 3D holographic projection. Background technique [0002] Swiping a card is one of the most common methods of payment and member management. The POS machine reads the consumer's information as a transaction certificate when the consumer swipes the card. The consumer must provide the correct identity verification information (such as a password) to ensure the completion of the transaction. Consumer identity verification is the most important technical link, and its security and reliability are the key to card payment and member management. [0003] The face-to-face POS machine credit card payment and member management method and system that are currently being widely used have the following defects: [0004] 1. The consumer’s identity verification process is cumbersome and the consumer experience is poor, and the authen...

AI Technical Summary

Problems solved by technology

[0004] 1. The consumer’s identity verification process is cumbersome and the consumer experience is poor, and the authenticity of the consumer’s identity cannot be accurately verified. Once the card is lost or the consumer’s information is stolen, it is easy to cause economic losses to the consumer;

[0005] 2. If you carry multiple cards, it is easy to cause the loss of the card;

[0006] 3. It is not a green and low-carbon product and paper transaction records are easy to lose, and consumers cannot effectively manage all card-swiping transactions electronically;

[0007] 4. It is difficult to record the scene transaction information of consumers, and it is impossible to track the transaction details

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